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	<title>Higher Education Resource</title>
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	<link>http://www.kemper.org</link>
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		<title>How to Manage Stress as a College Student</title>
		<link>http://www.kemper.org/how-to-manage-stress-as-a-college-student.html</link>
		<comments>http://www.kemper.org/how-to-manage-stress-as-a-college-student.html#comments</comments>
		<pubDate>Thu, 04 Aug 2011 07:40:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Campus]]></category>
		<category><![CDATA[Student]]></category>
		<category><![CDATA[Time management]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=181</guid>
		<description><![CDATA[Living independently with no parent rules,  party options at all hours of the day, unlimited dining card&#8230;.sounds like a dream to a student leaving for his/her first year of college on campus.  However, after just a few weeks on campus some reality might kick in.  Many college freshmen living on campus will suffer from missing [...]]]></description>
				<content:encoded><![CDATA[<p>Living independently with no parent rules,  party options at all hours of the day, unlimited dining card&#8230;.sounds like a dream to a student leaving for his/her first year of college on campus.  However, after just a few weeks on campus some reality might kick in.  Many college freshmen living on campus will suffer from missing the comforts of home, lack of sleep, lonliness if their social life has not taken off on campus, finances quickly running low, payday cash advance racking up, and the biggest factor causing stress being the difficulty of their college level classes.</p>
<p>While feeling anxiety and stress is fairly common during the first year of college, there are many technigues to help decrease your level of stress.  First and most importantly is learning time management.  Be sure to map out your time wisely leaving plenty of time for each course assignment as well as some &#8220;down&#8221; time for yourself.  You will want to create a daily agenda to help you stick with your time management goal.  Make sure your agenda is realistic while productive.  Map out a week at a time, if not an entire month, taking into consideration project due dates, tests, a work schedule, social time, &#8220;down&#8221; time, etc.</p>
<p>Another key factor in lowering stress is to take care of your body. Be sure to get plenty of sleep on a regular basis.  The average first year college student tends to push their body to the max between partying and studying and doesn&#8217;t give their body enough rest.  Your body needs at least 7 hours of sleep per night and when achieved on a regular basis you will notice a big difference in your stress level.  Also be sure to eat 3 meals a day that have some nutritional value.  We would not run a car without fuel, think of your meals as your fuel.  Your body needs them!</p>
<p>Some other techniques to help lower stress are to create a journal, find a mentor you can confide in, as an elective take a Techniques of Relaxation class, excercise regularly, and always leave time for something you simply enjoy.</p>
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		<item>
		<title>Ways to Decrease College Stress</title>
		<link>http://www.kemper.org/ways-to-decrease-college-stress.html</link>
		<comments>http://www.kemper.org/ways-to-decrease-college-stress.html#comments</comments>
		<pubDate>Thu, 28 Jul 2011 14:48:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=255</guid>
		<description><![CDATA[Most students enrolled in college experience stress at some point during their college career due to the high pressure and difficult courses. There are a variety of ways to decrease stress associated with college. 1. Don’t Fret About Stress The most important way to decrease college stress is to not worry about stress. Students must [...]]]></description>
				<content:encoded><![CDATA[<p>Most students enrolled in college experience stress at some point during their college career due to the high pressure and difficult courses. There are a variety of ways to decrease stress associated with college.</p>
<p>1. Don’t Fret About Stress</p>
<p>The most important way to decrease college stress is to not worry about stress. Students must learn to accept the stress and come up with ways to combat the stress without making the situation worse. If you&#8217;re stressing about finances, you might want to get payday cash advance to help you out.</p>
<p>2. Get Adequate Sleep</p>
<p>Typically college students do not have a normal sleep schedule due to late night studying and early morning classes. Making sure to get enough sleep can help students focus better, improve energy, and develop a balance between schoolwork and other aspects of college life. Ways to help get enough sleep includes taking short naps, choosing nights to go to bed early, and committing to adhere to a regular sleep schedule.<br />
3. Eat well</p>
<p>It is easy for college students to develop unhealthy eating habits due to college stress. An inadequate diet can contribute to physical stress such as weight gain or weight loss. Eating a healthy and balanced diet filled with whole grains, fruits and vegetables and protein will help reduce the physical effects of college stress.</p>
<p>4. Start an Exercise Routine</p>
<p>It is proven that regular exercise helps increase endorphins and help students feel better.  Exercise can involve a quick 30-minute walk while listening to music or rollerblading to class.</p>
<p>5. Work in Some Quiet Time</p>
<p>It is important for college students to set aside some quiet time without any distractions such as cell phones, roommates or large groups of people. Even just a few minutes a day can effectively reduce stress.</p>
<p>6. Make Time for Entertainment</p>
<p>Everyone needs a break from academics and it is important to set aside some time for entertainment or social experiences. If there is no time for long breaks, students can study or work together.</p>
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		<item>
		<title>Balancing Cost and Advantage to a Higher Education</title>
		<link>http://www.kemper.org/balancing-cost-and-advantage-to-a-higher-education.html</link>
		<comments>http://www.kemper.org/balancing-cost-and-advantage-to-a-higher-education.html#comments</comments>
		<pubDate>Sun, 24 Jul 2011 07:40:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Graduation]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=171</guid>
		<description><![CDATA[When choosing a major it is important to compare the cost of the education with the possible income of jobs you may get with your chosen degree. It is important to study something that you are interested and something you want to spend your life doing, but consider other aspects to your education as well. [...]]]></description>
				<content:encoded><![CDATA[<p>When choosing a major it is important to compare the cost of the education with the possible income of jobs you may get with your chosen degree. It is important to study something that you are interested and something you want to spend your life doing, but consider other aspects to your education as well. Here are some considerations when choosing a college major.</p>
<p>It is important to consider the starting salary of jobs you will get at graduation. There is only a limited period of time one can defer repaying their college loans upon graduation. And remember that many loans may continue to accrue interest even though the repayment of the loan is deferred. Nobody wants to be repaying loans for school for a long time. Visit your financial aid office and talk to them about your options and make sure you understand what you are getting into as you accept more school loans. If you want an easier loan to manage, you might want to visit PaydayOne.com too. If you are looking at a starting salary lower than a cost of living you want to live at, you will have to change expectations or your career path.</p>
<p>That brings us to cost of living.  Where do you want to live after graduation? Do you want a new car every couple of years or are you happy to continue driving the car you have for fifteen years? If you know how you want to live you will better understand what kind of salary you will require upon graduation.</p>
<p>Many students are having to face the facts of our current economy. Although well prepared to enter the job market in their chosen field, their are no available jobs for them. People are slower to retire, and the market is just not growing in many fields.  Be realistic as you take out loans. It is important to remember that one day, you will need to repay those loans.</p>
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		<item>
		<title>How to Choose a Major</title>
		<link>http://www.kemper.org/how-to-choose-a-major.html</link>
		<comments>http://www.kemper.org/how-to-choose-a-major.html#comments</comments>
		<pubDate>Fri, 22 Jul 2011 13:02:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Bachelor's degree]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Master's degree]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=324</guid>
		<description><![CDATA[Choosing a major can be difficult. There are so many to choose from; you want a major that will bring you a profitable career, but you also want something you enjoy. The first thing you&#8217;ll want to consider when choosing a major is what you love to do. Find something you&#8217;re truly passionate about and enjoy [...]]]></description>
				<content:encoded><![CDATA[<p>Choosing a major can be difficult. There are so many to choose from; you want a major that will bring you a profitable career, but you also want something you enjoy.</p>
<p>The first thing you&#8217;ll want to consider when choosing a major is what you <em>love</em> to do. Find something you&#8217;re truly passionate about and enjoy doing. Many people choose something very practical that they know they can have a career with. This is fine, but many find in the end that they hate their job. You don&#8217;t want to dread going in for work every day. Others don&#8217;t have a real direction and end up having to get a master&#8217;s degree in order to have the education for the career they decide on later. If you can figure out what you want to do that you love, choosing a major is easy.</p>
<p>The next thing you&#8217;ll want to do is figure out what education you need to succeed in what you love. Sometimes you might need a master&#8217;s degree in your chosen profession and having a complementary bachelor&#8217;s degree, rather than a bachelor&#8217;s degree in the same field, is preferable. By choosing your path before you begin, you will have a greater focus.</p>
<p>While you&#8217;re in college, be sure to find internships that relate to your chosen career as well. They will help you focus on what you really want to do and increase the chances for success. It will look good on your resume when you&#8217;re applying for jobs to show that you have real-world experience in that field.</p>
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		<item>
		<title>Landing Your Dream Job Made Easy</title>
		<link>http://www.kemper.org/landing-your-dream-job-made-easy.html</link>
		<comments>http://www.kemper.org/landing-your-dream-job-made-easy.html#comments</comments>
		<pubDate>Fri, 22 Jul 2011 07:44:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Admissions]]></category>
		<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Bachelor's degree]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Foundation degree]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=319</guid>
		<description><![CDATA[Everyone has a dream job — with this job,  they wouldn&#8217;t mind going to work and almost wouldn&#8217;t mind not getting paid (though, of course, we all need to get paid in order to live). Here are some tips for landing your dream job. Establish a Foundation No one can just get a dream job. You [...]]]></description>
				<content:encoded><![CDATA[<p>Everyone has a dream job — with this job,  they wouldn&#8217;t mind going to work and almost wouldn&#8217;t mind not getting paid (though, of course, we all need to get paid in order to live). Here are some tips for landing your dream job.</p>
<h3>Establish a Foundation</h3>
<p>No one can just get a dream job. You must first gain the experience and education that is necessary to do that job effectively. This often means getting an education. For those who aren&#8217;t able to attend a traditional college, another possibility is to get a bachelor degree at EarnMyDegree.com. While in college, be sure to take advantage of networking opportunities and internships. These will help you make contacts you&#8217;ll need when trying to land your dream job.</p>
<h3>Keep Focused on Your Career</h3>
<p>Once you&#8217;ve graduated with the education needed to do your dream job, the next step is to work your way toward that goal. Typically, in order to get the job of your dreams, you&#8217;ll need a lot of experience. It can&#8217;t just be any sort of experience, however; you&#8217;ll need the right type of experience with the right companies. Be sure to stay focused and continually look for opportunities for advancement or jobs at other companies that will give you the right kind of experience.</p>
<p>Once you&#8217;ve gotten the experience needed, be sure to keep your eyes open for your dream job. This may require networking since these jobs are usually not advertised.</p>
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		<title>Prepaid Cards for College Students</title>
		<link>http://www.kemper.org/prepaid-cards-for-college-students.html</link>
		<comments>http://www.kemper.org/prepaid-cards-for-college-students.html#comments</comments>
		<pubDate>Tue, 12 Jul 2011 21:54:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Admissions]]></category>
		<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Bank account]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Stored-value card]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=310</guid>
		<description><![CDATA[Attending college can be expensive, so being able to manage your finances is important. While attending college you may consider using an easy and affordable way to budget and spend money. Prepaid cards make budgeting and managing your finances simple and they p­­rovide an easy way to purchase items and pay for your tuition.­ Prepaid [...]]]></description>
				<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div class="wp-caption alignright" style="width: 310px"><img title="Credit cards" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/4f/Credit-cards.jpg/300px-Credit-cards.jpg" alt="Credit cards" width="300" height="225" /><p class="wp-caption-text">Image via Wikipedia</p></div>
</div>
<p>Attending college can be expensive, so being able to manage your finances is important. While attending college you may consider using an easy and affordable way to budget and spend money. Prepaid cards make budgeting and managing your finances simple and they p­­rovide an easy way to purchase items and pay for your tuition.­</p>
<p><strong>Prepaid Cards </strong></p>
<p>Prepaid cards are used like debit cards, but you don’t need a bank account to use them. You can use them to purchase items at convenience stores, restaurants, and pay for other services. They also provide you with a way to shop online and, if your school accepts cards, pay for your tuition. Using prepaid cards is easy; you simply load the amount of cash you have onto your card and use it as a means of payment.</p>
<p><strong>Advantages of Prepaid Cards</strong></p>
<p>Prepaid cards are easy to use and don’t require a credit check. Plus, there aren’t any fees or interest rates attached. Prepaid cards help you to manage your money better because you can only spend the amount you load onto the card, so you can stay within your budget. You can get a Reach prepaid card that will help you easily purchase items, manage your budget, and avoid fees.</p>
<p>Other advantages include:</p>
<ul>
<li>You can easily acquire a card from a bank, certain convenience or department stores, or other locations.</li>
<li>You control your finances and budget.</li>
<li>You can pay for your tuition, textbooks, and other costs online.</li>
<li>Prepaid cards are easy to use and are self-explanatory.</li>
<li>Your money is better protected.</li>
</ul>
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		<item>
		<title>Reaping the Benefits of Good Study Habits</title>
		<link>http://www.kemper.org/reaping-the-benefits-of-good-study-habits.html</link>
		<comments>http://www.kemper.org/reaping-the-benefits-of-good-study-habits.html#comments</comments>
		<pubDate>Mon, 11 Jul 2011 20:39:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Majors]]></category>
		<category><![CDATA[Doctorate]]></category>
		<category><![CDATA[E-learning]]></category>
		<category><![CDATA[Master's degree]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=321</guid>
		<description><![CDATA[Being in school is a rewarding and stressful time. You know in the end that you will receive a degree in your chosen career field and possibly aspire to generate more income. However, in order to get to that point, there is much to do while you are taking online courses. Having great study habits [...]]]></description>
				<content:encoded><![CDATA[<p>Being in school is a rewarding and stressful time. You know in the end that you will receive a degree in your chosen career field and possibly aspire to generate more income. However, in order to get to that point, there is much to do while you are taking online courses.</p>
<p>Having great study habits will provide many benefits, including the following ones:</p>
<ul>
<li>The ability to complete assignments. Studying can help you to learn the information that you will need to finish your homework or projects.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li>A better report card. Believe it or not, some employers will consider your GPA before they hire you. Plus, good grades can help you if you decide to pursue a Master&#8217;s Degree or a doctorate degree.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li>The freedom to enjoy school. Proper study habits can reduce your stress level, boosting your health. Additionally, good study habits take the pressure off most people when it comes to testing because they avoid the panic associated with last-minute cramming.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li>Better organization. Part of developing good study habits is the ability to manage time. This will help you manage everything from your projects to your lectures to your work schedule.</li>
</ul>
<p>Studying may not seem like an important element of your education, but it can make a difference in the aforementioned areas. If you want to have more time, less stress and better grades than your classmates, develop good study habits. When you land your dream job or get a scholarship to pursue other degrees, you&#8217;ll be glad you learned how to study.</p>
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		<title>Choosing the Right College: What to Look For</title>
		<link>http://www.kemper.org/choosing-the-right-college-what-to-look-for.html</link>
		<comments>http://www.kemper.org/choosing-the-right-college-what-to-look-for.html#comments</comments>
		<pubDate>Sat, 18 Jun 2011 14:56:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Ivy League]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=305</guid>
		<description><![CDATA[For hight school students it is a huge decision, one that can have an effect on the rest of their lives. What college should they go to? For some it is an easy decision, if they have a particular career in mind and there are only certain schools where they can get the education they [...]]]></description>
				<content:encoded><![CDATA[<p>For hight school students it is a huge decision, one that can have an effect on the rest of their lives. What college should they go to? For some it is an easy decision, if they have a particular career in mind and there are only certain schools where they can get the education they need, the decision is made for them.</p>
<p>For most students though, there are hundreds of schools out there, so how do you decide which one is right for you? As students and parents start their search, here are a few things to consider.</p>
<p>&nbsp;</p>
<div class="zemanta-img zemanta-action-dragged" style="margin: 1em; float: right; width: 250px;"><img style="border: medium none;" src="http://farm1.static.flickr.com/122/261808430_f84f63d551_m.jpg" alt="Classic college campus scene" width="240" height="180" />&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image by anneohirsch via Flickr</p>
</div>
<p>How far away from home do you want to be? Do you feel the need to be close to your family and want to go home on weekends? In this case you should target your search for schools with a fairly short ride. If you are looking to get away and make a fresh start for yourself, you can look anywhere in the country. Also take into consideration the location of the school. Do you want to be in the city or are you looking for a big rural campus?</p>
<p>Colleges come in all shapes and sizes. This is important to think about when searching. If you don&#8217;t want to be sitting in a class with hundreds of other students, you should narrow your search to smaller schools.</p>
<p>Cost is also a big factor for many students. You may be limited by schools that are less expensive or offer better financial assistance.</p>
<p>As you take all these things into consideration make a list of schools that fit. Then go visit and ask lots of questions to find out more.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Launching a Career in Public Health</title>
		<link>http://www.kemper.org/launching-a-career-in-public-health.html</link>
		<comments>http://www.kemper.org/launching-a-career-in-public-health.html#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:32:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Majors]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Nursing]]></category>
		<category><![CDATA[Public health]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=297</guid>
		<description><![CDATA[Doctor, lawyer, dentist, engineer, teacher &#8230; there are just a few of the ideas students have as they head to college. Many think of nursing as well. Many of these fields have sub-fields that are hurting for qualified individuals. Public health is one of these! Public Health a Viable Option Nursing is a great field [...]]]></description>
				<content:encoded><![CDATA[<p>Doctor, lawyer, dentist, engineer, teacher &#8230; there are just a few of the ideas students have as they head to college. Many think of nursing as well. Many of these fields have sub-fields that are hurting for qualified individuals. Public health is one of these!</p>
<p><strong>Public Health a Viable Option</strong></p>
<p>Nursing is a great field but the field is changing from what it used to be. The typical hospital job for a licensed nurse may consist of more paper work than patient care. It has a high burnout rate. Going into public health allows the nurse to have more variety in his or her job and more predictable hours as well. If you are already in nursing, you can click here to find out more about learning public health online.</p>
<p><strong>Don&#8217;t Have to be a Nurse</strong></p>
<p>The nice thing about public health is that you don&#8217;t have to be a nurse or medical professional to enter the field. You could be doing things such as research, making public policy, teaching and administration. There are many different things to keep you interested until retirement. Public health is really an under-explored field for college students. There are many opportunities for travel overseas as well, for those interested.</p>
<p><strong>Learning Online</strong></p>
<p>Public health is an educational option that is available online. There are many programs available to you while you are still working at your present job. You can explore the programs you find online and ask people in the field what programs they might recommend. You can also talk to people in the field!</p>
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		<title>Finding an Affordable Apartment</title>
		<link>http://www.kemper.org/finding-an-affordable-apartment.html</link>
		<comments>http://www.kemper.org/finding-an-affordable-apartment.html#comments</comments>
		<pubDate>Thu, 26 May 2011 17:32:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Admissions]]></category>
		<category><![CDATA[Higher Education]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=284</guid>
		<description><![CDATA[&#160; Image via Wikipedia Finding an affordable apartment is not always an easy task.  After your acceptance to pursue your advanced degree, you are saddled with the task of finding housing to accommodate this new educational venture.  Students generally can&#8217;t afford to pay a large amount on rent, and finding a nice place with a [...]]]></description>
				<content:encoded><![CDATA[<div class="zemanta-img" style="float: right; display: block; width: 310px; margin: 1em;"><img style="border: none; display: block;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/d/d8/LowerEastSideTenements.JPG/300px-LowerEastSideTenements.JPG" alt="Tenement buildings in the Lower East Side of M..." width="300" height="225" />&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via Wikipedia</p>
</div>
<p>Finding an affordable apartment is not always an easy task.  After your acceptance to pursue your advanced degree, you are saddled with the task of finding housing to accommodate this new educational venture.  Students generally can&#8217;t afford to pay a large amount on rent, and finding a nice place with a small budget can cause a lot of stress. Here are a few tips that could help you find a nice affordable apartment.</p>
<p>Work out your budget and stick to it. Knowing exactly how much you are able to spend on rent makes it easier for you to find an apartment.  Determine how much financial aid you can allot to housing, books, school and so forth.</p>
<p>Also, If you are open to it, shared housing can be a good way to stick to a small budget while still getting a nice place.  Finding a roommate also pursuing their advanced degree is optimal.</p>
<p>Research the area (searching for &#8220;Atlanta apartments for rent&#8221; and similar). Find somewhere you would enjoy living and is in close proximity to your school. Make sure that it has everything you need. Don&#8217;t settle for an area you wouldn&#8217;t be comfortable living in, or an area which would be a difficult commute.</p>
<p>Visualize the amount of space you need. This way you will find a place which will accommodate you easily, instead of going for an apartment that is too small or too large.  If you will be studying a lot from home, it may be helpful to have a room or den dedicated to studying.</p>
<p>Get on the waiting list. The good, affordable apartments don&#8217;t take long to fill and there are usually waiting lists. The best bet is to meet with a realtor and get on the waiting list for apartments within your budget.</p>
<p>One of the best resources for finding affordable rentals is the Web. These days almost everything is listed online and there are usually photos to give you a look at the apartment without even having to leave the house.</p>
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		<title>Prepaid Cards: The Best Option for College Students</title>
		<link>http://www.kemper.org/prepaid-cards-the-best-option-for-college-students.html</link>
		<comments>http://www.kemper.org/prepaid-cards-the-best-option-for-college-students.html#comments</comments>
		<pubDate>Mon, 16 May 2011 16:27:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=290</guid>
		<description><![CDATA[Statistics show that the average college student will graduate college not only with a massive student loan burden, but an addition credit card debt that totals in the thousands. Attending college can be expensive, and it can take years after graduation to even make a dent in the payoff amounts of credit cards. Most college [...]]]></description>
				<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div class="wp-caption alignright" style="width: 310px"><img title="Basic creditcard / debitcard / smartcard graph..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/7/70/Smartcard2.png/300px-Smartcard2.png" alt="Basic creditcard / debitcard / smartcard graph..." width="300" height="190" /><p class="wp-caption-text">Image via Wikipedia</p></div>
</div>
<p>Statistics show that the average college student will graduate college not only with a massive student loan burden, but an addition credit card debt that totals in the thousands.</p>
<p>Attending college can be expensive, and it can take years after graduation to even make a dent in the payoff amounts of credit cards. Most college students cannot afford to go into so much debt, but the reality is that the majority of college graduates feel trapped by excessive debt. Before going to college, parents need to sit down with their kids to talk about budgeting, the repercussions of debt, and how to best get around the expenses. One of the best options is having a prepaid card.</p>
<p>Cards like the Visa prepaid debit card allow college students to load their own money on the card and use it wherever debit cards are accepted. They maintain control of their balance, their savings, and their spending with online account access. With no debt and no bank account, there are never any overdraft fees because you only spend what you already have. Students can choose to have paychecks direct deposited onto their prepaid card, giving them easy access to money.</p>
<p>Prepaid cards allow students to pay their bills, putting them in control of building their credit. And prepaid cards are protected in the event they’re ever lost or stolen, so they’re safer than cash. Parents can easily load money on a student’s card from various retail locations, meaning they won’t have to wait for your monetary support in the mail. With so many benefits, why wouldn’t your college student need one?</p>
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		<title>Benefits of Online Learning</title>
		<link>http://www.kemper.org/benefits-of-online-learning.html</link>
		<comments>http://www.kemper.org/benefits-of-online-learning.html#comments</comments>
		<pubDate>Wed, 11 May 2011 21:23:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Academic degree]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[eLearning]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=295</guid>
		<description><![CDATA[&#160; Image via Wikipedia In today’s ever evolving need for education there are avenues to easily access an education through the use of multimedia, the internet. Most significant is the utilization of online learning, which provides an easily accessible educational benefit to today’s businessmen and women and various individuals of the work force, as well as [...]]]></description>
				<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; width: 310px; display: block; float: right;"><img style="display: block;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/d/d2/VCCI0002.jpg/300px-VCCI0002.jpg" alt="Online Learning" width="300" height="225" />&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via Wikipedia</p>
</div>
<p>In today’s ever evolving need for education there are avenues to easily access an education through the use of multimedia, the internet. Most significant is the utilization of online learning, which provides an easily accessible educational benefit to today’s businessmen and women and various individuals of the work force, as well as personnel of the Armed Forces.</p>
<p>Online education allows for these individuals to acquire an education, while still maintaining their commitments to their current occupation. This access provides these individuals with an opportunity to achieve the goal of receiving higher levels of education, either it be for an apprenticeship program or an academic degree.</p>
<p>There are many benefitsto online learning. Among them are the flexibility to study, participate, or complete assignments based on the schedule that best suits you. Online learning can also allow you to pursue your goal of further education, while still maintaining your responsibilities.</p>
<p>Another benefit is the option to work in an environment that best suits your comforts and lifestyle. Online learning allows those more reserved individuals the freedom to participate in their education and effectively increase their knowledge in a way that best suits their individual needs.</p>
<p>Online learning has demonstrated to be a resourceful tool and will continue to amplify the ability to obtain an education either at home or abroad. As today’s necessity for educational requirements for occupations increases, the demand for acquiring higher levels of education will too increase. In order to open the doors of opportunity to those seeking to better themselves and be more competitive in today’s job market, online learning allows for such prospects.</p>
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		<title>Appraising Your Personal Financial Needs</title>
		<link>http://www.kemper.org/appraising-your-personal-financial-needs.html</link>
		<comments>http://www.kemper.org/appraising-your-personal-financial-needs.html#comments</comments>
		<pubDate>Mon, 25 Apr 2011 07:27:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Emergency]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.kemper.org/?p=287</guid>
		<description><![CDATA[Financial emergencies can happen to pretty much anyone. Even when you have a good job, a reliable car, and a budget, you can still be hit with financial obstacles that leave you scratching your head and feeling a bit worried. If you run into a financial obstacle and you&#8217;re feeling perhaps a bit ill-prepared for [...]]]></description>
				<content:encoded><![CDATA[<p style="text-align: justify;">Financial emergencies can happen to pretty much anyone. Even when you have a good job, a reliable car, and a budget, you can still be hit with financial obstacles that leave you scratching your head and feeling a bit worried. If you run into a financial obstacle and you&#8217;re feeling perhaps a bit ill-prepared for it, you should be aware of the fact that there are several options available for you to consider.</p>
<p style="text-align: justify;"><strong>Dealing With Personal Financial Emergencies</strong></p>
<p style="text-align: justify;">How much money do you need in order to deal with your current financial emergency? This should be one of your first considerations so you know which options fit your necessary financing. If you are $50 short, you may be able to borrow from a friend or a family member. If you are struggling to contend with a $500 vehicle repair bill, payday loans may be the better suited solution.</p>
<p style="text-align: justify;">The benefits behind payday loans are numerous, and they can be the right lending option for many people. These loans are a short term lending vehicle that entails borrowing a sum of money for a set period of time, then repaying it all at once by the due date of the loan. There is generally a single loan fee that accounts for the loan&#8217;s interest, and the actual terms of the loan vary depending on where you live and the terms of the actual lending institution. You will write a check for the amount of the loan plus the interest payment, and the facility will hold your check until you repay the loan.</p>
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		<title>Ways to Compare Online Colleges</title>
		<link>http://www.kemper.org/ways-to-compare-online-colleges.html</link>
		<comments>http://www.kemper.org/ways-to-compare-online-colleges.html#comments</comments>
		<pubDate>Mon, 28 Mar 2011 14:49:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Distance education]]></category>
		<category><![CDATA[E-learning]]></category>
		<category><![CDATA[Institution]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=260</guid>
		<description><![CDATA[Comparing online colleges can be a difficult task. Many students know what type of program they wish to pursue, but often times there are numerous online institutions that offer similar programs. Some ways can help individuals compare and contrast online institutions based on the aspects of each school. 1. Evaluate Online College Accreditation Accreditation is [...]]]></description>
				<content:encoded><![CDATA[<p>Comparing online colleges can be a difficult task. Many students know what type of program they wish to pursue, but often times there are numerous online institutions that offer similar programs. Some ways can help individuals compare and contrast online institutions based on the aspects of each school.</p>
<p>1. Evaluate Online College Accreditation</p>
<p>Accreditation is the primary aspect to assess when comparing online institutions.  Students that graduate from an online college with regional accreditation will be able to find a job easier, transfer course credits to other institutions, and have a better chance of acceptance into advanced degree programs.</p>
<p>2. Compare Online College Residency Conditions</p>
<p>Some online institutions require students to spend many semesters attending courses on a physical campus and others require weekend seminar classes or summer meetings. Some programs enable students to earn their degrees completely online without ever having to attend a physical class. Students should consider online colleges that meet their needs and fit their specific way of life.</p>
<p>3. Assess Online Course Schedules</p>
<p>When comparing online institutions, students must consider course schedules.  Some colleges allow students to complete courses at their own pace and others require students to adhere to specific deadlines or certain online meeting times.</p>
<p>4. Compare Online College Testing</p>
<p>Nearly all online institutions require students to complete course examinations, but every program has its own requirements. Some require students to complete examinations at proctored testing locations and others enable students to take tests online using books and notes.</p>
<p>5. Evaluate Online College Admissions Requirements</p>
<p>Admission requirements vary greatly for online institutions and some require an extensive application process such as essays and interviews. Others accept all applicants and enable students to begin completing courses shortly after acceptance.</p>
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		<title>Simple Ways for College Students to Save Money</title>
		<link>http://www.kemper.org/simple-ways-for-college-students-to-save-money.html</link>
		<comments>http://www.kemper.org/simple-ways-for-college-students-to-save-money.html#comments</comments>
		<pubDate>Thu, 24 Mar 2011 14:48:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Meal]]></category>
		<category><![CDATA[Student]]></category>
		<category><![CDATA[Trocaire College]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=259</guid>
		<description><![CDATA[College students are often faced with limited funding and there are simple ways to reduce unnecessary expenses and still living comfortably. 1. Purchase Used Books Previously used books cost significantly less than new books and most of them are barely used and show minimal wear and tear. As long as students find current editions, used [...]]]></description>
				<content:encoded><![CDATA[<p>College students are often faced with limited funding and there are simple ways to reduce unnecessary expenses and still living comfortably.</p>
<p>1. Purchase Used Books</p>
<p>Previously used books cost significantly less than new books and most of them are barely used and show minimal wear and tear. As long as students find current editions, used books are suitable for most courses. Some books that are just one edition behind are suitable because many new editions just feature new covers and minimal edits with the same educational content.</p>
<p>2. Recycle Unused Materials</p>
<p>If a student has unused paper in a notebook once a course is over, they can recycle it for use in a new course the following term. When needing new clothes, students can participate in clothing swaps with other students to eliminate costs of buying new items. Students can also keep electronics that still work instead of buying newer and more advanced versions.</p>
<p>3. Decrease Meal Plan Options</p>
<p>Students can decrease their meal plan options even if they use all of the allotted funding. Lower plans that cut out small things like cereal, milk, and snacks that students can purchase on their own and keep in their rooms can significantly reduce meal expenses.</p>
<p>4. Eliminate Unneeded Snacks and Beverages</p>
<p>Many students splurge on daily unnecessary snacks and beverages such as coffee and treats out of vending machines. Cutting out purchasing these items on a daily basis can save a great deal of money. If students often need a snack throughout the day, they can make their own items and pack them before leaving for classes.</p>
<p>5. Enroll in Online Courses</p>
<p>Online courses can decrease or eliminate a variety of expenses such as gas used to commute to courses, course materials (paper, pens, notebooks, highlighters), and meals bought in dining facilities.</p>
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		<title>How To Learn Online</title>
		<link>http://www.kemper.org/how-to-learn-online.html</link>
		<comments>http://www.kemper.org/how-to-learn-online.html#comments</comments>
		<pubDate>Wed, 23 Mar 2011 17:30:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[E-learning]]></category>
		<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=230</guid>
		<description><![CDATA[Online learning can be a tricky thing, but if you do it right, it can be one of the easiest things you have ever done. For many programs the universities make the programs so that they are not unit based, but rather competency based. The insider trick to this approach is that students can get [...]]]></description>
				<content:encoded><![CDATA[<p>Online learning can be a tricky thing, but if you do it right, it can be one of the easiest things you have ever done. For many programs the universities make the programs so that they are not unit based, but rather competency based. The insider trick to this approach is that students can get classes done in as little as a weekend if they invested the time. With these programs they are not looking for mastery of the English language, rather they are looking for mastery of the topic at hand, and that is the important value to be gained. For others, they are looking for well written assignments, but many of the programs classes can be completed by just a week or so if the student is fully competent of the topic. The best feature of online learning is that all the materials are web based which means that there is less foot work in trying to gather all of your learning resources.</p>
<p>Many of the programs that are currently available will also automatically provide specific materials that are required for a course that you have enrolled in. The approach for many of these schools like earnmydegree.com is healthy learning, a good education, and most importantly, great customer service. They look at their students as customers for their academic business, and students are greeted with a surprisingly accommodating learning environment. The other aspect of learning online is the fact that this usually costs much less for students than a traditional university and the education that they receive is just as good because students are required to be more independent with their research, and therefore are able to learn more in a shorter amount of time.</p>
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		<title>Multiple Majors</title>
		<link>http://www.kemper.org/multiple-majors.html</link>
		<comments>http://www.kemper.org/multiple-majors.html#comments</comments>
		<pubDate>Tue, 22 Mar 2011 17:09:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Academic degree]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=228</guid>
		<description><![CDATA[Multiple majors are degree programs where students are going to be obtaining a degree for more than one thing simultaneously. This can be a very difficult task, but many are finding that for the time and money, is the most efficient way to handling their educational goals. One such example of this is with education [...]]]></description>
				<content:encoded><![CDATA[<p>Multiple majors are degree programs where students are going to be obtaining a degree for more than one thing simultaneously. This can be a very difficult task, but many are finding that for the time and money, is the most efficient way to handling their educational goals. One such example of this is with education students. If a student want to be certified for more than one subject, or in more than one area, say mainstream education and special education, then a dual major is the proper way to go. This does increase the unit weight from around 124 credits to about 152 credits, but as you can see there is only a 28 credit difference, and a student will receive two degrees. The way this is made possible is the fact that all the general education is only completed once, yet is sufficing for both degrees. The other factor with this is that because both topics are in line with the same type of field, many of the core, or capstone, classes are also completed once, but count for both. If a student were to do these degrees separately, they would have to complete a 124 unit degree program, then turn around and do it again.</p>
<p>For many fields today, there are dual requirements, and unless people have the time and money to spend eight years in school, dual majors are the best and most efficient way to go. Another field that has these same type of requirements also includes law. For many lawyers, they dual major, or even triple major, in history, law, and Latin. This will help provide them a well-rounded basis for completing their BAR exam, and to help them with becoming familiar with past events that could later help them in the court room. While this is becoming more of a trend, there is no requirement that dual or multiple majors have to be completed, however, more and more colleges are now accommodating this approach.</p>
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		<title>Time Management Strategies for College Students</title>
		<link>http://www.kemper.org/time-management-strategies-for-college-students.html</link>
		<comments>http://www.kemper.org/time-management-strategies-for-college-students.html#comments</comments>
		<pubDate>Sun, 20 Mar 2011 14:48:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Calendar]]></category>
		<category><![CDATA[Google Calendar]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=258</guid>
		<description><![CDATA[One of the hardest aspects of college is learning to successfully manage time to find a suitable balance for all obligations. There are a variety of ways that can help students effectively manage their time: Find and Use a Calendar Calendars are effective tools that can help students keep track of important dates such as [...]]]></description>
				<content:encoded><![CDATA[<p>One of the hardest aspects of college is learning to successfully manage time to find a suitable balance for all obligations. There are a variety of ways that can help students effectively manage their time:</p>
<ol>
<li>Find and Use a Calendar</li>
</ol>
<p>Calendars are effective tools that can help students keep track of important dates such as due dates for assignments, tests, and important social events.</p>
<p>There is a wide range of calendar types such as paper calendars, electronic calendars, and cell phones with alerts for calendar events.</p>
<ol>
<li>Jot Down Everything</li>
</ol>
<p>It is important to select one place to write down all important things and create a schedule. Students should plan out everything that needs to be done such as schoolwork, laundry, phone calls, and even sleep.</p>
<p>It is important to just have one space with everything written down, because multiple calendars or notes just adds to stress and creates more work for students.</p>
<ol>
<li>Trial and Error</li>
</ol>
<p>The first organization method may not always work, so it is important to go through trial and error of systems until one effectively works. For example, if a phone calendar is not big enough, switch to a paper one. If things written down seem to be running together, try color-coding different aspects.</p>
<ol>
<li>Fit in Relax Time</li>
</ol>
<p>It is essential for students to fit relax time into their schedules to just take a few minute break to relax and breathe. This will help reduce stress and enable students to better manage their time.</p>
<p>5. Be Flexible</p>
<p>No matter how hard a student tries to plan everything out and allow time for certain things, things always come up at a short notice. It is important to leave a little room in the schedule to be able to move things around and attend to last minute obligations or changes in schedules.</p>
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		<title>Aspects of Online Learning</title>
		<link>http://www.kemper.org/aspects-of-online-learning.html</link>
		<comments>http://www.kemper.org/aspects-of-online-learning.html#comments</comments>
		<pubDate>Wed, 16 Mar 2011 14:48:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[eLearning]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=257</guid>
		<description><![CDATA[Online learning, also called e-learning includes all type of teaching and learning that occurs in an electronic format. The electronic learning environment includes in-network and out-of-network information and communication systems that are used as specific media to employ the process of learning. Online learning is basically the shift of knowledge and skills via a computer [...]]]></description>
				<content:encoded><![CDATA[<p>Online learning, also called e-learning includes all type of teaching and learning that occurs in an electronic format. The electronic learning environment includes in-network and out-of-network information and communication systems that are used as specific media to employ the process of learning.</p>
<p>Online learning is basically the shift of knowledge and skills via a computer and network. It includes educational experiences that occur both in and out of the classroom using various types of technology.</p>
<p>Common abbreviations of online learning include WBT (Web-Based Training), IBT (Internet-Based Training), and CBT (Computer-Based Training).</p>
<p>Processes and Applications</p>
<ul>
<li>The      processes and applications of e-learning include computer-based learning,      web-based learning, digital collaboration, and virtual classroom      experiences.</li>
</ul>
<ul>
<li>Learning      content is presented through various media such as CD-ROM, satellite      television, audio or videotape, Internet, and intranet/extranet.</li>
<li>The      content is presents in numerous forms such as text, images, audio,      animation, and streaming video.</li>
<li>The      learning material can be led by instructors or self-paced by students.</li>
</ul>
<p>Market of Online Learning</p>
<p>Higher Education</p>
<ul>
<li>An array of higher education institutions including colleges, universities, and vocational and technical schools are implementing online learning opportunities for students.</li>
<li>An increasing amount of institutions are offering online courses to enable students to have more flexibility in their education while attending to other obligations such as work and families.</li>
<li>Online education requires highly trained faculty who are competent and comfortable with using online learning environments.</li>
<li>Students are generally satisfied with online courses and online learning is increasing rapidly and becoming one of the predominant types of higher education in the United States.</li>
</ul>
<p>K-12 Education</p>
<ul>
<li>An increasing amount of public K-12 schools in the United States are using online learning strategies.</li>
<li> Some e-learning environments are present in traditional classrooms and others enable students to complete schoolwork from home or satellite locations.</li>
</ul>
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		<title>Tips for Choosing a College Major</title>
		<link>http://www.kemper.org/tips-for-choosing-a-college-major.html</link>
		<comments>http://www.kemper.org/tips-for-choosing-a-college-major.html#comments</comments>
		<pubDate>Wed, 09 Mar 2011 14:48:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Majors]]></category>
		<category><![CDATA[Academic major]]></category>
		<category><![CDATA[Communication]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=256</guid>
		<description><![CDATA[Many college students struggle with choosing the best suitable major that will capture their interest and lead to a variety of meaningful career choices. There are some useful tips to consider when choosing a college major. 1. Identifying High Interests The most important aspect of selecting a college major is identifying what a student is [...]]]></description>
				<content:encoded><![CDATA[<p>Many college students struggle with choosing the best suitable major that will capture their interest and lead to a variety of meaningful career choices. There are some useful tips to consider when choosing a college major.</p>
<p>1. Identifying High Interests</p>
<p>The most important aspect of selecting a college major is identifying what a student is passionate about and understanding the areas that promote active engagement. For example, if a student is considering becoming a teacher, but is anticipating the end of their English class to get to biology, then teaching may not be the right choice.</p>
<p>Students should select a major that really captures their interest and promotes excitement in a variety of contexts.</p>
<p>2. Recognizing Strengths</p>
<p>When choosing a major, students should understand what their strengths are such as helping others or receiving praise on artwork. Selecting a major that students have a natural preference for can augment skills and interests and lead to advanced study opportunities such as graduate school, fellowships, and study abroad experiences.</p>
<p>3. Make a Career Choice</p>
<p>Before selecting a major, students must think hard about what career choices the want to pursue. It is important to have an open mind of the wide variety of career options that many majors can lead to. Students should create long-term professional objectives and explore their interests to ensure they choose the right career path. It is an necessary to complete the necessary coursework to become competitive in a specific field.</p>
<p>4. Identify Desirable Skills</p>
<p>It is important for students to identify what skills they want to learn. For example if a student wants to be an accountant he or she not only needs to learn business principles, but also needs to acquire adequate communication skills to interact with clients.  Students should choose a major that not only adheres to their interests, but also provides practical skills that can be applied to potential careers.</p>
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		<title>Educational Philosophy</title>
		<link>http://www.kemper.org/educational-philosophy.html</link>
		<comments>http://www.kemper.org/educational-philosophy.html#comments</comments>
		<pubDate>Wed, 16 Feb 2011 17:30:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Learning]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=229</guid>
		<description><![CDATA[Believe it or not, there is a philosophical principle behind online education. The idea is that students should be self-driven, motivated individuals that can handle independent learning. This is the idea behind online learning, and forcing students to exercise those skills. This is a basic principle that many brick and mortar schools expect students have [...]]]></description>
				<content:encoded><![CDATA[<p>Believe it or not, there is a philosophical principle behind online education. The idea is that students should be self-driven, motivated individuals that can handle independent learning. This is the idea behind online learning, and forcing students to exercise those skills. This is a basic principle that many brick and mortar schools expect students have as an approach to their education. This is a necessary skill in order for students to be successful in any academic setting, especially that of the online environment. Bloom&#8217;s Taxonomy states that students will be able to exhibit mastery of a learned material by exampling self learning and by using critical thinking and application. Online school simply is forcing learners, through their own choice, to be a top rung Bloom&#8217;s Taxonomy learner. This is the idea behind many of the online schools that promote their programs as competency based programs.</p>
<p>Such programs exist, and as a matter of fact, they have higher accreditation than many of the competitors. Online schooling is not for everyone. If a person is not an independent learner, this could be a hard way of learning material. Brick and mortar colleges provide physical support with tangible syllabi and professors that can take questions at the end of every class. If a student needs this type of support, online learning may not be an option, as there are opposing philosophical views. However, for those that can learn independently this is the optimal situation as many find that they are able to research and complete assignments. This process is furthering the educational philosophy that the success rate and completion rate is remaining high. This is a valuable aspect for many schools as they highly regard these completion rates.</p>
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		<title>Mastering Life&#8217;s Difficulties</title>
		<link>http://www.kemper.org/mastering-lifes-difficulties.html</link>
		<comments>http://www.kemper.org/mastering-lifes-difficulties.html#comments</comments>
		<pubDate>Tue, 15 Feb 2011 09:28:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Master's degree]]></category>
		<category><![CDATA[Shaolin Monastery]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=104</guid>
		<description><![CDATA[A Shaolin monk needs to go through a life time of training before they call him a master.  And judging by what most people have seen of how they punish their bodies, that must be a task worthy of someone who could succeed at just about anything in life.  In our society, to be a [...]]]></description>
				<content:encoded><![CDATA[<p>A Shaolin monk needs to go through a life time of training before they call him a master.  And judging by what most people have seen of how they punish their bodies, that must be a task worthy of someone who could succeed at just about anything in life.  In our society, to be a &#8220;master&#8221; of something basically just means going to a few more years of schooling; it&#8217;s a rather casual process, once you actually get into it.  Of course, getting into such an elite program can be a serious challenge for anybody with the guts to even try for it.  Not so many people get in.</p>
<p>This is probably why they have so many GMAT prep courses out there—and even GMAT class online.  While taking the admissions test for a grad school may not be as hard as becoming a Shaolin monk (some of those exercises just look downright painful- and they work out all day long), it isn&#8217;t exactly a walk in the park either.  It makes sense, of course &#8211; who would want to go to a program that anybody could just waltz in and take?  There has to be some kind of a filtering process in place, or pretty soon everybody in the world would have a master&#8217;s degree hanging on their wall.</p>
<p>Maybe getting into such a program is meant to test the fabric of the people who want to succeed in business.  While getting a master&#8217;s degree is far from vital to be a successful business person, it sure couldn&#8217;t hurt to have that kind of extra training and confidence under your belt.  Who knows, that might even be one of the reasons why they even call it a master&#8217;s degree in the first place- because you would have had to master a certain number of challenges to get it in the first place.  It certainly means something.</p>
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		<title>How to Prepare for Student Loans</title>
		<link>http://www.kemper.org/how-to-prepare-for-student-loans.html</link>
		<comments>http://www.kemper.org/how-to-prepare-for-student-loans.html#comments</comments>
		<pubDate>Sat, 12 Feb 2011 05:30:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Admissions]]></category>
		<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Debt consolidation]]></category>
		<category><![CDATA[Student loan]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=113</guid>
		<description><![CDATA[Obtaining a student loan is often a necessary part of the educational process for many students. The costs of tuition, housing, books, and other living expenses continue to rise, and while some students receive financial assistance from family members, others are completely on their own to pay for school. However, having a degree can help [...]]]></description>
				<content:encoded><![CDATA[<p>Obtaining a student loan is often a necessary part of the educational process for many students. The costs of tuition, housing, books, and other living expenses continue to rise, and while some students receive financial assistance from family members, others are completely on their own to pay for school. However, having a degree can help to increase yearly income from about $30,000 with a high school diploma to over $50,000.</p>
<p>Having a degree will clearly pay off in the long run, but it can put some financial strain on students while attending college. The benefit of a student-specific loan is that often payments don’t have to be made until after graduation. However, while in school, it can almost seem like the individual is debt free. This is not the case, and the sudden onslaught of having to make payments can be quite a shock.</p>
<p>In order to avoid such a situation after graduation, students can choose from several options. Visiting a debt consolidation service center can help the individual to lump all debt into one loan with one payment, cutting costs on high interest rates, late payment fees, and other expenses. Another option is for the student to work during college. Even working just a few days or nights a week could help to pad a savings account or make small payments along the way toward the balance of the loan, reducing the amount of interest that will have to be paid.</p>
<p>In the last year of school, students can begin a diligent job search to ensure that they have an employment opportunity lined up before completion of their degree. This will certainly give put the mind at ease, since having steady income will help to make the repayment process much simpler. It becomes more difficult when people graduate and cannot find a job, but are still expected to make their loan payments in full each month.</p>
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		<title>Online College Stress</title>
		<link>http://www.kemper.org/online-college-stress.html</link>
		<comments>http://www.kemper.org/online-college-stress.html#comments</comments>
		<pubDate>Thu, 10 Feb 2011 17:29:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Distance education]]></category>
		<category><![CDATA[Online College]]></category>
		<category><![CDATA[Stress]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=231</guid>
		<description><![CDATA[You have a term paper due in the morning, you are working hard to get things typed out, and you are ready to submit. The next thing you know is the portal for your online school is shut down and you cannot get in to turn in your work. Your professor made it clear that [...]]]></description>
				<content:encoded><![CDATA[<p>You have a term paper due in the morning, you are working hard to get things typed out, and you are ready to submit. The next thing you know is the portal for your online school is shut down and you cannot get in to turn in your work. Your professor made it clear that there were no exceptions, and now you are stressed. If you have ever found yourself in this situation, you understand what it is like to have online college stress. Much of the stress from online college comes in two forms, the assignments and not feeling like there is help available, and then technical difficulties. The technical difficulties can the be the most stressful because there is a sense of feeling absolutely helpless with the situation. If you have technical difficulties, then you need to submit a tech ticket, only you cannot even get your computer to turn on, hence the stress.</p>
<p>As far as assignment stress this can be a frustrating yet reconcilable event. If you are engaged in a the middle of an assignment and find that you need help, if this is not quickly accessible, then your blood pressure rises, and you will begin to wonder if you can do this. The benefit to online schooling is that chat rooms and message boards are provided so that students can receive help when they need it, and in a timely manner. For many this is the difference between a brick and mortar school and an online school as many brick and mortar schools would not offer this kind of expedited help.</p>
<p>The other type of stress that is much less of a threat than the other two is the threat of becoming a procrastinator. It is easy to forget about assignments and to get caught up in turning things in late. This is not a beneficial habit to get into, and for some this can take some time to get used to.</p>
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		<title>Getting a Degree Online</title>
		<link>http://www.kemper.org/getting-a-degree-online.html</link>
		<comments>http://www.kemper.org/getting-a-degree-online.html#comments</comments>
		<pubDate>Thu, 10 Feb 2011 08:14:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Academic degree]]></category>
		<category><![CDATA[Distance education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=108</guid>
		<description><![CDATA[Education is important in our society. The more you know, the further ahead you will be able to get in life. It&#8217;s almost essential to have a college degree. So, it&#8217;s no wonder that there have been a swarm of new online colleges appear almost overnight. Below are just a few of the benefits to [...]]]></description>
				<content:encoded><![CDATA[<p>Education is important in our society. The more you know, the further ahead you will be able to get in life. It&#8217;s almost essential to have a college degree. So, it&#8217;s no wonder that there have been a swarm of new online colleges appear almost overnight. Below are just a few of the benefits to choosing an online college over a traditional college.</p>
<h3>Easy to Choose a Major</h3>
<p>Choosing a major is a huge part of the college journey. It can be very difficult deciding which program the college offers fits you and your needs. One of the great things about getting an online college degree is that there are so many different programs to choose from. From botany and biology to accounting and business administration, there&#8217;s bound to be something up your alley.</p>
<h3>Scheduling is a Breeze</h3>
<p>With an online college, you get to do your work at your own pace. That means, you can go to class whenever it&#8217;s convenient for you. If you have a hectic work schedule, a family to care for, or any other sort of life outside of class, you can easily work your studying and classwork into your life. For example, you may only have time to get online after your children go to bed. That would be out of the question with a traditional college, but with an online degree program, it&#8217;s the norm.</p>
<h3>Work Anywhere</h3>
<p>Unless you live on campus, you will have to commute to a traditional college. That tends to take a lot of your precious time out of your day. Instead, if you decide to attend an online college, you can basically go to class wherever you have access to a computer and the internet. You can log in and get your work done from just about anywhere. This sort of access will really help a lot of people, who normally wouldn&#8217;t be able to receive a quality education.</p>
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		<title>Collaborating With Online Education</title>
		<link>http://www.kemper.org/collaborating-with-online-education.html</link>
		<comments>http://www.kemper.org/collaborating-with-online-education.html#comments</comments>
		<pubDate>Tue, 08 Feb 2011 17:29:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Collaboration]]></category>
		<category><![CDATA[Online Education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=227</guid>
		<description><![CDATA[The online learning environment can be one that is a lonely for some, and when help is needed, it can be stressful. Many students find that if they are able to chat with someone via instant message that they can collaborate on ideas on how to handle the issues that they are having with their [...]]]></description>
				<content:encoded><![CDATA[<p>The online learning environment can be one that is a lonely for some, and when help is needed, it can be stressful. Many students find that if they are able to chat with someone via instant message that they can collaborate on ideas on how to handle the issues that they are having with their school work. This is the best way to handle issues that come up. Many online schools offer chats boards and message boards that students can access so that they can feel connected to others in their program. This means that the student can feel like they have access to other for the means of collaborating in order to gain insight and to get encouragement with their studies. This is also helpful because students can discuss their issues and their ideas with a certain task so that they can combine ideas and work with their peers for the sake of collaboration.</p>
<p>The other factor that is appealing with online collaboration is that students are able to reach out to other professors in other areas so that they can fill in the gaps and explore more possibilities related to the topic that they are studying. This also includes finding teachers and other respected individuals in other states and countries. The purpose of collaboration is to share ideas with others and come to a conclusion based on a consensus of ideas. This is a powerful way for students to truly learn about the topic and to apply what has been learned. It is actually using the top rung of Bloom&#8217;s Taxonomy where they are exercising the highest level of critical thinking and application. Students are able to take what they have learned and apply it to a project or with a lecture so that he or she can share what they have learned, and the new philosophies or line of thinking that has been developed as a result of the collaboration.</p>
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		<title>Stress In College</title>
		<link>http://www.kemper.org/stress-in-college.html</link>
		<comments>http://www.kemper.org/stress-in-college.html#comments</comments>
		<pubDate>Thu, 03 Feb 2011 17:29:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Admissions]]></category>
		<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[High school]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=226</guid>
		<description><![CDATA[Before a student begins college there is the excitement and expectation of what college life will be like. Students are ready to begin the next educational phase of their life, and they are embracing the new challenges that lay ahead. Then final roll around and students begin to realize that the pressures of college can [...]]]></description>
				<content:encoded><![CDATA[<p>Before a student begins college there is the excitement and expectation of what college life will be like. Students are ready to begin the next educational phase of their life, and they are embracing the new challenges that lay ahead. Then final roll around and students begin to realize that the pressures of college can be quite daunting. This stems from deadlines, the demand to be independent, and the realization that all of the consequences and rewards are solely the responsibility of the student. This can present a tough and scary situation for many young college students. The other aspect to college stress is the pressure to have certain things accomplished in order to move on to the next level. In High School, students can move things around to accommodate a schedule, with college students must be proactive and hard working in order to maintain the status necessary to be accepted into the next stage of their academic program.</p>
<p>Another type of stress that many college students have is regarding the type of career path that they have chosen. For many, they are concerned that a bad job market or economy could prevent them from getting work after they are done with their coursework. If the job market is poor many will consider continuing on to the graduate work, but some may investigate other options for their degrees. This is a tough choice to make, and may times can lead to the last minute decision of having a double major, a minor, or switching majors. The stress that these decision involve can make life for a college student very hard, and sometimes students find they need to take a break in order to gain perspective of their goals. This is not always a bad decision because it does help students to recalibrate their priorities, and help them make healthy decision regarding the past that they want for their life.</p>
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		<title>Choosing A College Major</title>
		<link>http://www.kemper.org/choosing-a-college-major.html</link>
		<comments>http://www.kemper.org/choosing-a-college-major.html#comments</comments>
		<pubDate>Sun, 30 Jan 2011 07:41:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Minors]]></category>
		<category><![CDATA[Academic major]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=186</guid>
		<description><![CDATA[When choosing a college major make sure you weigh all your options. What do you want to do in life and most importantly what don&#8217;t you want to do. No need to take courses that will not be moving you forward in your pursuit to your academic goals. Just a few options in choosing your [...]]]></description>
				<content:encoded><![CDATA[<p>When choosing a college major make sure you weigh all your options. What do you want to do in life and most importantly what don&#8217;t you want to do. No need to take courses that will not be moving you forward in your pursuit to your academic goals.</p>
<p>Just a few options in choosing your major and the courses to follow.</p>
<ul>
<li>first talk to some individuals that are in the line of work that you think you might want to be in. Pick their brains, what kind of classes did they take. Which ones were helpful and which ones lead them nowhere.</li>
<li>make your you speak with you college counselor if you haven&#8217;t already spoken to your high school counselor. Ask them which courses will guide you in the path to achieving you major with the best courses under your belt. These counselors are paid professionals in their field and should be able to give you stellar advise on the course load you should be looking at.</li>
<li>And if you really want to get brave and you know what career you have in mind, go on some interviews. Speak with the people that are going to be doing the hiring. Ask them what should you be studying. Who else better to ask than the person you just  may be sitting in front of again in four years. There is nothing like real world experience and knowledge to get you through these tough times.</li>
</ul>
<p>Always remember the major you choose and the diploma you will receive will be yours for life and no one can ever take that away from you. Make good choices and get sound advice from knowledgeable people, this would not be the person sitting next to you thinking about going after the same major unless they are one step ahead of you and have already read this article and taken this advise.</p>
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		<title>Changing Majors in College</title>
		<link>http://www.kemper.org/changing-majors-in-college.html</link>
		<comments>http://www.kemper.org/changing-majors-in-college.html#comments</comments>
		<pubDate>Sat, 29 Jan 2011 07:40:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Academic major]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=185</guid>
		<description><![CDATA[So you are twelve to eighteen months into college and the major you choose isn&#8217;t what you thought it would be. You are toying with the idea of changing your major and you can&#8217;t decided. Hopefully this time you&#8217;ve done your homework and came to the conclusion that if you do change, this major will [...]]]></description>
				<content:encoded><![CDATA[<p>So you are twelve to eighteen months into college and the major you choose isn&#8217;t what you thought it would be. You are toying with the idea of changing your major and you can&#8217;t decided. Hopefully this time you&#8217;ve done your homework and came to the conclusion that if you do change, this major will be the one.</p>
<p>Changing from one major to another isn&#8217;t all that hard, a visit to your campus counselor and a good review of your new course load should do the trick. You may be pleasantly surprised that some of your courses will remain the same. This is the best case scenario. Having a completely different major in a completely different field of study could prove to be challenging and a separate course load could come into play.</p>
<p>Just remember college is not for the weak at heart and if a couple of more courses or even years for the matter is going to make you a happier graduate, well we are talking about the rest of your life here.</p>
<p>Talk to as many people as possible in the field that you are thinking about changing your major to. Get as many different perspectives as you can and not until then follow through with the changes. Knowledge is power and in this case you can never have enough of either.</p>
<p>At the end of the day the major you choose should make you happy and fit your personality as closely as possible. There aren&#8217;t to many introverted people out there that make great salespeople and there aren&#8217;t to many extroverts that make great accountants. If your personality calls for a free spirit and you love talking to people all day, being stuck in a cubicle punching a calculator is not going to do you any good.</p>
<p>Choose closely and wisely, remember this is the rest of your life we are talking about.</p>
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		<title>Going back to College</title>
		<link>http://www.kemper.org/going-back-to-college.html</link>
		<comments>http://www.kemper.org/going-back-to-college.html#comments</comments>
		<pubDate>Thu, 27 Jan 2011 07:40:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Distance education]]></category>
		<category><![CDATA[Higher education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=184</guid>
		<description><![CDATA[So you made it through college and with much success entered the workforce only to find that that extra minor or major or even a masters or some sort of higher education would have gotten you that much farther in your career. Your toying with the idea to go back and get that extra something [...]]]></description>
				<content:encoded><![CDATA[<p>So you made it through college and with much success entered the workforce only to find that that extra minor or major or even a masters or some sort of higher education would have gotten you that much farther in your career.</p>
<p>Your toying with the idea to go back and get that extra something you need to be able to move up the corporate ladder quicker. What should you do? The answer could be as simple as you think. There are so many choices in this day and age. the days of driving to campus on their schedule is a thing of the past.</p>
<p>Here might be a few helpful hints to get you up at that ladder that you desire or even make it to the top.</p>
<ul>
<li>Online classes are growing leaps and bounds these days. You are hard pressed to find a course that is offered in the classroom that is not offered online. These classes provide you with the same knowledge and credits you need for that extra push or degree you are looking for.</li>
<li>Online Universities are now growing as well. These are credited schools that offer degrees in just about any higher education field and don&#8217;t have one sit in classroom.</li>
<li>Then there is always the traditional approach if you are a visual person and need that extra attention. Many major Universities offer night classes for returning students and usually at a discounted price than the average traditional student would pay to take the same course during the day.</li>
</ul>
<p>No matter what you are going back for the options are limitless and there is no reason why you can&#8217;t find a way to fit these classes into today&#8217;s busy schedule.</p>
<p>Remember higher education is just that. Whether it be a course or a major, higher education is higher education, and with that comes higher positions and higher pay. Isn&#8217;t that what we are all looking for?</p>
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		<title>College Major Complemented by a Minor</title>
		<link>http://www.kemper.org/college-major-complemented-by-a-minor.html</link>
		<comments>http://www.kemper.org/college-major-complemented-by-a-minor.html#comments</comments>
		<pubDate>Wed, 26 Jan 2011 07:40:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Minors]]></category>
		<category><![CDATA[Academic major]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=183</guid>
		<description><![CDATA[When a student is prepared to choose a college major he or she should also consider the world of the minor. It falls into the category of will my minor help my major or am i just picking a minor to take up some course load. Studies show that a minor that is in some [...]]]></description>
				<content:encoded><![CDATA[<p>When a student is prepared to choose a college major he or she should also consider the world of the minor. It falls into the category of will my minor help my major or am i just picking a minor to take up some course load. Studies show that a minor that is in some correlation with the major better prepares you for the workforce and not to mention if the two have something in common the studying aspect becomes much easier.</p>
<p>For example, you want to major in accounting, your minor could be in something in the line of business. not only will this help in studies but the impact it has in the job search will help you as you may find a job or career that is more business related than it is strictly accounting.</p>
<p>Following these principals will ultimately prepare yourself and make you a stronger student. Many times these courses will also intermingle subjects and help where in one class you did not quite grasp the concept your professor was trying to get across.</p>
<p>The flip side to the coin is if you are ultra conservative and you know your major is in something that you will be pursuing as a career such as accounting and then you would like a minor in music because music just happens to be a passion of yours. Just remember there aren&#8217;t too many singing accountants in the world so choose wisely when signing up for these classes.</p>
<p>Not to take anything away from courses that will bring you more joy than dollars, once you do enter the workforce it just boils down to where you think you are going and in which direction in life these courses will take you. Unfortunetly I&#8217;ve not met too many eighteen year olds that know where they are going in life so don&#8217;t be surprised if your major or your minor changes in your college life cycle.</p>
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		<title>The Pros of Having a Double Major</title>
		<link>http://www.kemper.org/the-pros-of-having-a-double-major.html</link>
		<comments>http://www.kemper.org/the-pros-of-having-a-double-major.html#comments</comments>
		<pubDate>Tue, 25 Jan 2011 07:40:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Academic major]]></category>
		<category><![CDATA[Labour economics]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=182</guid>
		<description><![CDATA[More and more college students today are graduating with not just one major but rather multiple majors.  In today&#8217;s challenging economy where the job market is so very competitive, having a double major certainly can not hurt anything.  The more well rounded you are, the more marketable you will be when it comes time for [...]]]></description>
				<content:encoded><![CDATA[<p>More and more college students today are graduating with not just one major but rather multiple majors.  In today&#8217;s challenging economy where the job market is so very competitive, having a double major certainly can not hurt anything.  The more well rounded you are, the more marketable you will be when it comes time for job hunting.  While you may choose a double major in related fields, you may also choose majors in opposite fields.  However, some studies do show that employers tend to prefer majors in related fields.  The reasoning being so that they aren&#8217;t left wondering which area is your true passion.    As long as you have the ability and drive to successfully (not just getting by) complete all necessary courses, by all means go for a double major.  Not only will it show how well rounded you are, it will also open up additional doors in a challenging job market upon your graduation.  When an employer is reviewing resumes and sees you have majored in more than one area it will only show your commitment and desire to be successful.  Nothing will secure or guarantee a job post graduation, however it is certainly a good idea to do everything possible to set yourself up for success.  Give yourself the edge above other applicants by bringing more to the table with your dual major.  As you embark on your college journey and choose the path you will take, determining your major. take into the consideration the option of multiple majors.  It&#8217;s a trend we have seen increase in recent years and for very good reason.  Student choose higher education typically to help themselves secure a better job upon gradation; a dual major is just an additional step to assuring that better job.  Why not make the most of your college years and go for the dual major!  It certainly can not have a negative impact on your resume.</p>
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		<title>E-Book Ease</title>
		<link>http://www.kemper.org/e-book-ease.html</link>
		<comments>http://www.kemper.org/e-book-ease.html#comments</comments>
		<pubDate>Sat, 22 Jan 2011 10:32:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Book]]></category>
		<category><![CDATA[Digital library]]></category>
		<category><![CDATA[E-book]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=36</guid>
		<description><![CDATA[Image via Wikipedia It&#8217;s the heavy slide of pages, the unrelenting pressure of a spine &#8212; a tome rests inside your bag, burdening it to unexpected pounds. You wince, shifting straps, trying to center the weight. But your efforts ultimately fail, if only because you must add other books to the pile, other journals. You [...]]]></description>
				<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 310px;">
<dt class="wp-caption-dt"><img title="A Picture of a eBook" src="http://upload.wikimedia.org/wikipedia/commons/thumb/e/eb/EBookreal.jpg/300px-EBookreal.jpg" alt="A Picture of a eBook" width="300" height="247" /></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image via Wikipedia</dd>
</dl>
</div>
</div>
<p>It&#8217;s the heavy slide of pages, the unrelenting pressure of a spine &#8212; a  tome rests inside your bag, burdening it to unexpected pounds. You  wince, shifting straps, trying to center the weight. But your efforts  ultimately fail, if only because you must add other books to the pile,  other journals. You become a tribute to libraries; and the cost is your  posture. You shuffle down the sidewalk, hunched and curved. You fear  your bag will surely break from this strain&#8230; if your back doesn&#8217;t  first.</p>
<p>There can be no denying your love of books. You enjoy indulging in the  scent of dust and ink, the texture of letters. But these same sensations  can prove troubling when they must be tugged down the street. You  devote more time to carrying the materials than to reading them.</p>
<p>And college is already far too hectic to spare so many seconds for pain.</p>
<p>It is recommended therefore that all students understand the value of  electronic sources (more commonly named e-books). These materials allow  you to upload all words into your computer, enabling you to research as  you wish without suffering from the stacks of pages. This offers you the  freedom to move as you need and still receive the same information.</p>
<p>E-books also can provide enhanced learning experiences &#8212; with certain  elements of text highlighted, linked to other sources and explanations.  This keeps you from having to chase down all notations, trying to locate  the needed sources. They are simply found within the material itself.  No time will be wasted with unnecessary clarifications, fumbling with  journals and archives.</p>
<p>E-books provide a viable alternative to the common fare. Students  wishing to ease the burden of tomes should utilize them &#8212; refusing the  endless trudges and hefty pounds (the unfortunate effects of almanacs).  All sources can be placed instead within a screen, rendering research a  far simpler thing.</p>
<p>It is a revolution of pages. It is the refusal of weight.</p>
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		<title>Highest Paid College Majors</title>
		<link>http://www.kemper.org/highest-paid-college-majors.html</link>
		<comments>http://www.kemper.org/highest-paid-college-majors.html#comments</comments>
		<pubDate>Sat, 22 Jan 2011 07:40:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Aerospace engineering]]></category>
		<category><![CDATA[High school]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=180</guid>
		<description><![CDATA[So you are getting ready to graduate from high school and wondering what should I major in once I get to college.  Some people say go for the passion, some people say go for the money.  Some people will say the money is the passion. In any instance, research tells us the top paying majors [...]]]></description>
				<content:encoded><![CDATA[<p>So you are getting ready to graduate from high school and wondering what should I major in once I get to college.  Some people say go for the passion, some people say go for the money.  Some people will say the money is the passion.</p>
<p>In any instance, research tells us the top paying majors are in Engineering.  Aerospace Engineering being the highest paid.  This is nice, next time someone asks you “what are you, a rocket scientist?”  You can actually say yes, yes I am.  All joking aside, research shows that after Aerospace, Chemical,  Electrical, Computer  and Mechanical are the highest paying engineering majors.</p>
<p>Next in line would be economics. Some people will say all that is, is people studying numbers. This could not be further from the truth.  I had an economics professor once tell me, “I can’t tell you what to do with your money.  I’m simply  qualified to tell you what happened to your money.”  Some economists study the social science and psychology and some stay true to their profession and stick with statistics and math.</p>
<p>The third highest paying major would be physics.  This can propel you into several different fields and depending on which one it will determine how much or little you make.  Careers in physics range from science, engineering, and education.</p>
<p>Rounding out the final 7 top paying majors is computer science, statistics, biochemistry, mathematics,               construction management, information systems, and geology.</p>
<p>No matter which major you choose success is sure to come, and if you choose wisely I’m sure there can also be plenty of money to be made. If you are ever so lucky to get up in the morning go to work and do something you love, some people say it won’t be work at all. I guess that’s where the passion comes into play.</p>
<p>So choose wisely my friend, and the passion and money will follow!</p>
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		<title>Earn More With a Degree</title>
		<link>http://www.kemper.org/earn-more-with-a-degree.html</link>
		<comments>http://www.kemper.org/earn-more-with-a-degree.html#comments</comments>
		<pubDate>Fri, 21 Jan 2011 19:11:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Academic degree]]></category>
		<category><![CDATA[Associates Degree]]></category>
		<category><![CDATA[Distance education]]></category>
		<category><![CDATA[E-learning]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[online degree]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=83</guid>
		<description><![CDATA[The job market is more competitive everyday and getting a good job has rarely been more difficult. With bills going up and work going down, you need to take the next step toward getting a good job by getting a college degree. There are so many people without degrees that employers –now able to be [...]]]></description>
				<content:encoded><![CDATA[<p>The job market is more competitive everyday and getting a good job has rarely been more difficult. With bills going up and work going down, you need to take the next step toward getting a good job by getting a college degree. There are so many people without degrees that employers –now able to be as choosy as they like&#8211;are starting to list having a degree as a job requirement. A degree can put you ahead of the job-searching crowd and move you closer to a better paying job with better benefits.There are two popular ways you can get a degree:</p>
<ul>
<li>You can attend a college or university in person, but you might have to take time away from your job and family to do so. If you&#8217;re like most Americans, you barely get to see your family as it is.</li>
</ul>
<ul>
<li>If you decide to pursue your degree online, you’ll have more flexibility than with an in-person college. Taking online classes lets you choose your own schedule and time frame, which means you can work in that important family time.</li>
</ul>
<p>Non-degree workers earn an average of $23,000 a year, while someone with a basic Associates Degree earns around $38,000. That&#8217;s almost a two-fold difference in earnings. It&#8217;s something to think about.Online degrees can be completed much faster than in-person degrees, so you can start looking for that higher paying job even sooner.</p>
<p>Tuition can be paid in part by financial aid, so not being able to afford college is less of a concern. If you really want to go to college and aren&#8217;t sure of the costs, apply for financial aid first. Even if you end up having to pay for your degree on your own, remember that itwill pay for itself within a few years after you wow those potential employers and land that better paying job.</p>
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		<title>Are there Advanatges to Higher Education?</title>
		<link>http://www.kemper.org/are-there-advanatges-to-higher-education.html</link>
		<comments>http://www.kemper.org/are-there-advanatges-to-higher-education.html#comments</comments>
		<pubDate>Thu, 20 Jan 2011 07:40:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Higher education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=179</guid>
		<description><![CDATA[Some might question the advantages to higher education, a masters or even a PhD. Employers these days are looking for the most qualified person for the position. Could you be over qualified? Some might say yes. The advantages to higher education in these economic times are simple, you are mainly out of the workforce and [...]]]></description>
				<content:encoded><![CDATA[<p>Some might question the advantages to higher education, a masters or even a PhD. Employers these days are looking for the most qualified person for the position. Could you be over qualified? Some might say yes. The advantages to higher education in these economic times are simple, you are mainly out of the workforce and preparing yourself for a position few will be qualified for when the demand for employment turns around.</p>
<p>Most economist note that enrollment in colleges go up in a down employment market. Why? Simple, people are trying to educate themselves for a position they would normally would never be able to get or even apply for, for that matter. The demand in certain fields will actually increase in a down market, and it is those that many people will try and educate themselves for.</p>
<p>If you could think of one major that comes to mind what would it be? Well let&#8217;s think about this for a moment, if more people are going back to school in a down economy wouldn&#8217;t we need more educators? How about more college personnel, administrators, enrollment specialists, even counselors.</p>
<p>This is just the tip of the iceberg. In a down employment market many companies downsize and it is not a guarantee that when the market comes back they are going to be rehiring the same people they laid off. So the cycle will start all over again and the hiring process begins with new highly educated people.</p>
<p>Are there disadvantages to receiving a higher education? Some will say the opposite of what i have just written. You have taken yourself out of the workforce and in that case some employers look at that as a negative. you have been out of the game for a couple of years and you arent as sharp as you were before you left.</p>
<p>So you make the call, what is good for one is not always good for all.</p>
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		<title>Six Figure College Majors</title>
		<link>http://www.kemper.org/six-figure-college-majors.html</link>
		<comments>http://www.kemper.org/six-figure-college-majors.html#comments</comments>
		<pubDate>Wed, 19 Jan 2011 07:40:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Academic major]]></category>
		<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=178</guid>
		<description><![CDATA[Earning more than ten thousands dollars a month right out of college does not happen for everyone immediateltly.Some students are very disappointed when they really start to work their way through their local job markets. Understanding the value of the degree in the local marketplace can help you to select the right major and more [...]]]></description>
				<content:encoded><![CDATA[<p>Earning more than ten thousands dollars a month right out of college does not happen for everyone immediateltly.Some students are very disappointed when they really start to work their way through their local job markets. Understanding the value of the degree in the local marketplace can help you to select the right major and more importantly know how you can have a better chance of landing a lucrative position.</p>
<p>Starting salaries should be researched. The salary for the same position may vary based on where it is geographically. A nurse in San Antonio, Texas may earn more than someone doing the exact same job in El Paso, Texas. When you start to search job listings that encompass the entire state or the country you will start to see a pattern.</p>
<p>This pattern may uncover which section of a major is the most lucrative. For example, payscale.com published a report that states the average petroleum engineers have an average starting  salary of $93,000. In comparison a chemical engineer has a starting salary of $ 64,800. Knowing which sections of engineering are the most lucrative can help you decide what to major in.</p>
<p>Each year there are companies that research the earning power of different degrees. If your major is not in a lucrative area, but it is your passion do not despair. Minoring in a major that is more lucrative can help boost your earning potential in the global marketplace. Minoring in business or marketing can help you stand out when applying for positions that require additional skills.</p>
<p>Seek out online learning resources to learn more about any lucrative major or minor subject. Exploring the topic through online discussions and eBooks can help you see if that topic can be part of your degree plan. Use these tips when trying to select a lucrative college major.</p>
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		<title>Top Benefits of Online Learning</title>
		<link>http://www.kemper.org/top-benefits-of-online-learning.html</link>
		<comments>http://www.kemper.org/top-benefits-of-online-learning.html#comments</comments>
		<pubDate>Tue, 18 Jan 2011 07:40:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[E-learning]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=177</guid>
		<description><![CDATA[Online learning is one way to avoid spending all of your days in class. Some classes are not enriched by having to physically sit through them. Classes that have hands on trainings through the use of lab time is different. These courses often are higher level courses towards the end of the degree program. Many [...]]]></description>
				<content:encoded><![CDATA[<p>Online learning is one way to avoid spending all of your days in class. Some classes are not enriched by having to physically sit through them. Classes that have hands on trainings through the use of lab time is different. These courses often are higher level courses towards the end of the degree program.</p>
<p>Many students commute several hours a day to school. Larger cities like Dallas or New York has thousands of students who drive or ride public transportation to attend classes. It is common for it to take up to an hour going to and from school. Picking a schedule that works on decreasing the number of days a commute is necessary is important. Having at least one day where it is not required to physically go to school can add more study time to your week.</p>
<p>Online learning can take place any time day or night when your schedule is open. Many online classes have downloadable lectures and audio books that are related to the class. These audios can be listened to on an iPod or uploaded  your cell phone and listened to while commuting.</p>
<p>Learning collaboration is easier in many online learning situations. The class message boards are a great way to connect with students that want to get clarity on something or put together a study group.</p>
<p>Stress often happens when there are surprises about the coursework. Online classes often give a more detailed syllabus and expectation list. It is also possible with many online interfaces to complete the work and turn it in early. This option is not always available with traditional style classes.</p>
<p>Double majors may find that taking more than one online class each semester is helpful. Online classes often provide a little bit of extra free time for studying. Take time to explore online classes to complete your higher education courses.</p>
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		<title>Student Options for Higher Education</title>
		<link>http://www.kemper.org/student-options-for-higher-education.html</link>
		<comments>http://www.kemper.org/student-options-for-higher-education.html#comments</comments>
		<pubDate>Sun, 16 Jan 2011 07:40:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[High school]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=176</guid>
		<description><![CDATA[Education options past high school are available to anyone who decides they want to complete the courses. Students can choose from trade schools or colleges. Colleges graduates often start out with higher paying salaries. The amount of money that can be made is often the deciding factor for many students. Selecting a major that you [...]]]></description>
				<content:encoded><![CDATA[<p>Education options past high school are available to anyone who decides they want to complete the courses. Students can choose from trade schools or colleges. Colleges graduates often start out with higher paying salaries. The amount of money that can be made is often the deciding factor for many students.</p>
<p>Selecting a major that you actually enjoy, is better than signing up solely for the money. Take into account that the work that is completed after college will be done for the majority of your professional career. Nurses are in demand throughout the entire country and globally.</p>
<p>If the medical field is intriguing decide where you fit in, before selecting a major. If you dislike being in close contact with people, nursing may not be for you. Understanding the job descriptions for the majors may help you decide if that field is best for you. Lucrative majors with high starting salaries are most medical fields, engineering, business management, and computer related majors.</p>
<p>Collaborative learning is where two or more students work on assignments together. This could be done once or throughout the semester. Find a few students in each class that are friendly. Obtain their email addresses or instant messenger ids. Find other motivated students that want to study together for certain challenging projects or upcoming tests. Classes that are for your major may be a little more challenging. This is where you will find a few key people who truly enjoy the material and look forward to collaborating and studying.</p>
<p>Managing stress should be a top priority when making your weekly schedule.  Working out a few times a week can help you think more clearly and naturally manage stress. If your schedule is too tight consider doing yoga, Pilates, or stretching in your dorm room. Find a major that feels like it works with your personality. Use these tips to become successful in completing college.</p>
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		<title>Higher Education Advantages for College Students</title>
		<link>http://www.kemper.org/higher-education-advantages-for-college-students.html</link>
		<comments>http://www.kemper.org/higher-education-advantages-for-college-students.html#comments</comments>
		<pubDate>Sat, 15 Jan 2011 07:44:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Higher education]]></category>
		<category><![CDATA[Learning]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=175</guid>
		<description><![CDATA[Finishing a college degree has a number of advantages and disadvantages. There are many ways to manage the high pressure situations that will occur during the learning process. Here are some of the benefits of finishing college. One advantage of completing college is that is provides more employment options. Many entry level jobs simply want [...]]]></description>
				<content:encoded><![CDATA[<p>Finishing a college degree has a number of advantages and disadvantages. There are many ways to manage the high pressure situations that will occur during the learning process. Here are some of the benefits of finishing college.</p>
<p>One advantage of completing college is that is provides more employment options. Many entry level jobs simply want to know that you are a degree holder. This becomes especially important if there is downsizing in the economy and one employer does not work out. Applying for a new job possibly in a similar field may require you to start over with a new company. Having a degree may help you get be viewed over other applicants with less education.</p>
<p>The only disadvantage of completing higher education is the investment of time. Many people are not willing to focus enough time, effort, and energy into completing all of the rigorous classes needed to obtain a degree. Multiple majors or complex minors will require constant attention throughout four or more years.</p>
<p>Choosing the right school can cut out a great deal of stress. Finding a college that has the degree program that interests you. There may be several schools to choose from. Visiting the school to view the departments can help you get a feel for what exactly is being offered. If going in person is not an option view the website and ask the department head for references from current students or graduates. Inquire about how many people complete the program.</p>
<p>Some schools offer a great deal of online learning resources. These resources may include free and discounted eBooks that are related to your classes. Some books that are in the school library may be available through accessing it through the schools web portal.</p>
<p>College stress can be managed through diligent study time and by using all available resources. Ask about free and low cost tutors, instructional classes, and available programs.</p>
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		<title>Tips for Managing College Stress</title>
		<link>http://www.kemper.org/tips-for-managing-college-stress.html</link>
		<comments>http://www.kemper.org/tips-for-managing-college-stress.html#comments</comments>
		<pubDate>Thu, 13 Jan 2011 07:40:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Admissions]]></category>
		<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Higher education]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=174</guid>
		<description><![CDATA[Completing higher education is one way to dramatically increase career options. Future earnings from being able to qualify for great jobs is all in jeopardy if the courses are not completed. Completing classes is one of the least talked about part of college. Here are some tips for handling college stress. There are many ways [...]]]></description>
				<content:encoded><![CDATA[<p>Completing higher education is one way to dramatically increase career options. Future earnings from being able to qualify for great jobs is all in jeopardy if the courses are not completed. Completing classes is one of the least talked about part of college. Here are some tips for handling college stress.</p>
<p>There are many ways to manage stress when school is in session. Many students fail or receive marginally passing grades due to poor planning. You must have a solid strategy in place for getting everything accomplished in a reasonable amount of time.</p>
<p>Taking a full course load each semester is the norm for most students. Double majors may find that they are taking on a great deal of extra work. Minors in a lucrative major like business, sometimes is a good alternative to working with a double major program.  Students that do select to complete  a double major, need to set aside more study time. Proper planning begins with setting new priorities.</p>
<p>School should be at the top of the list, behind any family responsibilities. Set aside time to work on each subject throughout the week. This could be by scheduling daily blocks of twenty minutes to study. If four classes are being taken studying in two forty minute sessions each day can help to stay on top of all assignments and term papers.</p>
<p>Consistent study time is better than long drawn out sessions once a week. Many students have to work and may put off studying until their work duties are completed. Getting up early and studying before the day starts is one way to ensure that there will always be time to study. Personal life may have to planned out and meticulously scheduled. Going out more than once a week may affect your classes negatively. Use these tips to ensure that you complete your higher education goals.</p>
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		<title>General Tactics for Managing Stress During Your College Career</title>
		<link>http://www.kemper.org/general-tactics-for-managing-stress-during-your-college-career.html</link>
		<comments>http://www.kemper.org/general-tactics-for-managing-stress-during-your-college-career.html#comments</comments>
		<pubDate>Wed, 12 Jan 2011 07:40:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Admissions]]></category>
		<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Academic term]]></category>
		<category><![CDATA[Final examination]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=173</guid>
		<description><![CDATA[During a college career it is easy to become overwhelmed by the tremendous work load at time. Specific times that can be overwhelming are mid-term and final exams. In order to maintain an even temperament and limit or eliminate an overload of stress it is best to follow some guidelines. It is never to late [...]]]></description>
				<content:encoded><![CDATA[<p>During a college career it is easy to become overwhelmed by the tremendous work load at time. Specific times that can be overwhelming are mid-term and final exams. In order to maintain an even temperament and limit or eliminate an overload of stress it is best to follow some guidelines. It is never to late to start but always keep these guidelines in mind.</p>
<ol>
<li>Plan ahead and prepare: Create a schedule and stick with it. Understand what is expected of you in each class and don&#8217;t procrastinate. It is easy to get overwhelmed when you wait until the end of the semester or quarter to do all of your work.  Be honest with yourself and make reasonable expectations of yourself each week of the school year.</li>
<li>Eat Well: One of the first things to be ignored when overwhelmed is eating well. Eating well means maintaining a balanced diet that includes more than french fries and coffee. In addition to proper nutrition it is important to take in plenty of water. Always carry with you clean drinking water and drink it.</li>
<li>Sleep well: Allowing yourself plenty of time to sleep each night can be difficult, but keep up with it. Test scores will improve with a brain ready to recall what you studied.</li>
<li>Exercise: College can be overpowered by sitting around reading and writing. Don&#8217;t forget to keep up with exercise. Go to the gym, run at the track, find some kind of physical fitness that you enjoy and do it on a regular basis every week.</li>
<li>Spend time outside: Get some vitamin D from the sun. Remember to get out and breathe some fresh air.</li>
<li>Schedule time to Relax and let go: Simply put, recreate, every week.</li>
<li>Laugh out loud: Remember to have fun with it. If you are having trouble laughing, find out if there is a laughter club active in your community.</li>
</ol>
<p>Follow this outline and try to enjoy college with less stress.</p>
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		<title>Graduating, Exciting and Stressful</title>
		<link>http://www.kemper.org/graduating-exciting-and-stressful.html</link>
		<comments>http://www.kemper.org/graduating-exciting-and-stressful.html#comments</comments>
		<pubDate>Tue, 11 Jan 2011 07:40:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Graduation]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=172</guid>
		<description><![CDATA[Graduating from college is generally seen as one of the most exciting times of your life. Whether it is a Bachelor&#8217;s degree, a Master&#8217;s, or even a Doctoral Degree, the image we always see is students throwing their hats and cares to the sky.  It&#8217;s going to be easy from here. What we don&#8217;t see [...]]]></description>
				<content:encoded><![CDATA[<p>Graduating from college is generally seen as one of the most exciting times of your life. Whether it is a Bachelor&#8217;s degree, a Master&#8217;s, or even a Doctoral Degree, the image we always see is students throwing their hats and cares to the sky.  It&#8217;s going to be easy from here. What we don&#8217;t see in the movies is the next step where loans must be repaid and the hard work of getting hired into a job within your field begins.</p>
<p>It is important to not get overwhelmed with the next step when you are nearing graduation. Just like choosing a college to attend, there are people to help and steps to take to prepare yourself for the next steps. With a little planning and maintaining your awareness, graduation doesn&#8217;t have to be &#8220;stressful&#8221;, it can be the most exciting time.</p>
<p>First, visit your financial aid office. Most schools require you to do some kind of an exit seminar and make sure you complete it and listen to what information is offered. Ask questions and be aware of what your options are when you are graduating.  Don&#8217;t just defer cause that is what everyone is trying to do. Focus and find ways to pay back your loans quickly so you don&#8217;t end up paying a lot of interest.</p>
<p>Next, visit your schools career development center. If you don&#8217;t have a resume, start to develop one. Use the resources including the people available at your school to set yourself up for success in your next goals. Your career development center has lists of recruiters and possible companies looking for you upon your graduation. Also explore, look for all the opportunities you have and where you can gain experience in your field. Attend career fairs and look for ways to get your foot in the door. Graduation can be exciting, not stressful.</p>
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		<title>What Do You Want From College?</title>
		<link>http://www.kemper.org/what-do-you-want-from-college.html</link>
		<comments>http://www.kemper.org/what-do-you-want-from-college.html#comments</comments>
		<pubDate>Sat, 08 Jan 2011 07:40:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Admissions]]></category>
		<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[College football]]></category>
		<category><![CDATA[High school]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=170</guid>
		<description><![CDATA[When one starts off on a college career it is good to have a goal in mind. If your goal is just to go to college and get a degree, there is a lot of unknown in the middle of that goal. First of all, you have already made it to college so half of [...]]]></description>
				<content:encoded><![CDATA[<p>When one starts off on a college career it is good to have a goal in mind. If your goal is just to go to college and get a degree, there is a lot of unknown in the middle of that goal. First of all, you have already made it to college so half of your goal is already complete.  Knowing why you are in school will give meaning to some of the course requirements that you can&#8217;t figure out what you are getting from it.  So, if you have a goal in mind such as a particular job or career path, you will be better suited to making the many choices you will have to make throughout your college career.</p>
<p>Prerequisites come up constantly in the first couple of years of your undergraduate degree. It can seem at times like you are repeating high school, in fast forward motion, and to some of us high school seemed like an extension of junior high. So, in simple terms keep your eyes on the goal. As best you can focus your college career on getting what you need to help lead you on your future career path.</p>
<p>Countless students drop out of college for just the reason that it doesn&#8217;t seem to make a point. If you loose sight of why you are in college take a moment to reassess where you are at. Don&#8217;t throw away your the work you have already done because you are unsure of the future. Make your future something tangible. Not everyone will finish their college career with a degree in what they initially intended. It is best to allow for what you learn to influence your choices, but make clear choices based on what you want. If you want a specific standard of living from your job be sure to research starting salaries so you are not disappointed when you don&#8217;t have the money to buy a yacht.</p>
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		<title>Overcoming Test Stress</title>
		<link>http://www.kemper.org/overcoming-test-stress.html</link>
		<comments>http://www.kemper.org/overcoming-test-stress.html#comments</comments>
		<pubDate>Thu, 06 Jan 2011 07:40:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Leisure]]></category>
		<category><![CDATA[Stress]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=169</guid>
		<description><![CDATA[Every student has been there at some time or another, regardless of how prepared they actually are. You are walking up to school, nervous, heart pounding and you&#8217;re tired.  Maybe you&#8217;re tired from a long night of study or a bad nights sleep but you walk up to the next test scared you won&#8217;t make [...]]]></description>
				<content:encoded><![CDATA[<p>Every student has been there at some time or another, regardless of how prepared they actually are. You are walking up to school, nervous, heart pounding and you&#8217;re tired.  Maybe you&#8217;re tired from a long night of study or a bad nights sleep but you walk up to the next test scared you won&#8217;t make it through. How do you deal with the stress caused from testing during your college career?</p>
<ol>
<li>Breathe: Make sure to take time every evening and every day to practice taking deep breaths and giving yourself a moment to just think about breathing. Most physical symptoms and reactions of stress start with disrupting your breathing.  Don&#8217;t allow the reaction to start.  Anytime you are worried about the test, take deep breaths.  Give yourself space.</li>
<li>Water: Always keep your body hydrated. Physical symptoms of stress are exacerbated by not maintaining hydration in your body. Drink plenty of water during study periods and during the test.  Make sure to bring a water bottle with you to class, as long as it is not against the rules such as in the lab. Avoid always just drinking soda when you get thirsty.</li>
<li>Sleep: Do your best to get enough sleep, especially the night before the test. Yep, everyone ends up needing to cram for a test at some point. Always take time to plan your weekly schedule and stick to it. Include at least a limited amount of time in your schedule for sleep.</li>
<li>Relax: As stated before make a schedule and stick with it.  Included in your schedule should be some free time.  Give yourself more than enough time to complete homework and studies and allow yourself some time to relax.</li>
<li>Testing: When you go into the test, be confident. Complete the test as best you can and be confident in each answer that you answered the best you could. Review the test when you are finished, but don&#8217;t second guess yourself.</li>
</ol>
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		<title>One Major or More?</title>
		<link>http://www.kemper.org/one-major-or-more.html</link>
		<comments>http://www.kemper.org/one-major-or-more.html#comments</comments>
		<pubDate>Wed, 05 Jan 2011 07:40:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Academic major]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=168</guid>
		<description><![CDATA[Many people choose to have one major and one minor when they are in college.  They feel that if they choose to have multiple majors, they will just go back to school later and get the subsequent majors.  More and more people today, however, are choosing to get a double major.  There are many reasons [...]]]></description>
				<content:encoded><![CDATA[<p>Many people choose to have one major and one minor when they are in college.  They feel that if they choose to have multiple majors, they will just go back to school later and get the subsequent majors.  More and more people today, however, are choosing to get a double major.  There are many reasons for this.</p>
<p>First, if you choose to get a double major while you are in school, you will find that you are actually much more likely to get the second major, than if you choose to come back to college at a later point.  Many people have found that making the decision to go back to school later ends in disaster.  Life happens, things get in the way, and before you know it, much more time than you would have liked has passed.  The end result of this is much too frequently that the student does not end up going back to school to get that second major.</p>
<p>Getting multiple majors at the same time can also help you get the job that you want.  If you are able ot get two majors that compliment one another, you are going to be much more marketable than if you just have the one major.  On the other hand, if you get two completely different majors, which doesn&#8217;t happen as frequently, you have a much wider range of options available to you in the job market.</p>
<p>Whether you choose to get one major and a minor, or you want to get multiple majors at the same time, keep in mind that what kind of work load you are able to handle.  Getting multiple majors can be stressful and extremely time consuming.  If this is what you want to do, it is something that may take some mental preparation.</p>
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		<title>College can be Stressful</title>
		<link>http://www.kemper.org/college-can-be-stressful.html</link>
		<comments>http://www.kemper.org/college-can-be-stressful.html#comments</comments>
		<pubDate>Tue, 04 Jan 2011 07:40:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=167</guid>
		<description><![CDATA[College is stressful.  This is something that many people know and understand.  Unfortunately, though, many students that are starting college do not realize how stressful it can be.  They think that it will be a fun time, or that it will be just like it was in high school.  This is definitely not true for [...]]]></description>
				<content:encoded><![CDATA[<p>College is stressful.  This is something that many people know and understand.  Unfortunately, though, many students that are starting college do not realize how stressful it can be.  They think that it will be a fun time, or that it will be just like it was in high school.  This is definitely not true for many.  Though you can have a fun time in college, it is not all partying and playing.  Instead, there is a lot of hard work that goes into being a college student, if you want to succeed.</p>
<p>For many people, there is much more to it than simply taking classes.  There are also many extra curricular activities that you may participate in.  A large number of college students have part time, or even full time jobs.  Then, of course, there is friends and family to think about as well.  Even though you have a lot to do as a college student to be successful, you also need to take some time to enjoy yourself as well.</p>
<p>With all of these things to do and keep in mind, it can become a little overwhelming.  Because of this, many college students find that they are dealing with stress, anxiety, and depression.  This happens frequently in the freshman year of college.  As all of these different factors come into play, many people start to feel the pressure.  College can be a fun time, but for many, it is also a very stressful time.</p>
<p>If you are feeling overly stressed, depressed, or anxious, you may want to consider consulting with a doctor.  Keep in mind that you are not alone, and that many people are dealing with the stress of college.  Working through it can be difficult, but it is worth it in the end.  Find someone to talk to about your stress; you may find that a friend needs someone to talk to as well.</p>
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		<title>The Major Evaluation</title>
		<link>http://www.kemper.org/the-major-evaluation.html</link>
		<comments>http://www.kemper.org/the-major-evaluation.html#comments</comments>
		<pubDate>Thu, 30 Dec 2010 10:53:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Majors]]></category>
		<category><![CDATA[Distance Learning]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=80</guid>
		<description><![CDATA[Life is not an easy thing. This is a sudden revelation, offered as you step onto a campus and become surrounded by the spires and student shrieks. College was always your intention. Education was to be sought; a degree (possibly more than one) was to be earned. It was the plan you made when you [...]]]></description>
				<content:encoded><![CDATA[<p>Life is not an easy thing. This is a sudden revelation, offered as you  step onto a campus and become surrounded by the spires and student  shrieks. College was always your intention. Education was to be sought; a  degree (possibly more than one) was to be earned. It was the plan you  made when you were child and there was never a doubt that it would be  followed &#8212; but it isn&#8217;t proving itself to be simple.</p>
<p>Because you must declare a major and you are completely unaware of what  to choose. Your interests are varied; your talents are unique; and your  weaknesses brand you ineffective for many of the standard careers.  Choosing the direction of your future seems to be an impossible thing.</p>
<p>It doesn&#8217;t have to be.</p>
<p>There are ways to discover what your major should be. You must simply  evaluate yourself, learning of your intentions and your strengths.  Consider:</p>
<p>One: Skills. A flair for words, a prowess with chemicals &#8212; you offer  specific abilities. Understand what you excel at, seeking out degrees  that most reflect this. Apply your talents to the world.</p>
<p>Two: Failings. You are not, despite your best attempts, perfect. There  are elements of your education that are perpetually flawed. It&#8217;s  essential therefore that you be honest with yourself, admitting these  problems and then avoiding them. Be aware what all majors entail to  ensure certain subjects are not required.</p>
<p>Three: Lifestyle. Dollars are vital. This is a fact you accepted long  ago. Certain majors, however, offer more funds than others. Know what  kind of lifestyle you wish to lead and see how it coincides with the  potential of a degree.</p>
<p>When these points have been decided, allow yourself then to dedicate a  semester to exploring your possible majors. Take a variety of courses,  indulging in all whims that meet your criteria. The answer will reveal  itself as the days progress &#8212; and you will be able to choose your path.</p>
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		<title>Familial Support: Relief</title>
		<link>http://www.kemper.org/familial-support-relief.html</link>
		<comments>http://www.kemper.org/familial-support-relief.html#comments</comments>
		<pubDate>Tue, 28 Dec 2010 10:52:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Support Groups]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=77</guid>
		<description><![CDATA[There is silence in a room. There is quiet in a hall. A dorm has been abandoned, all patrons fleeing to the campus parties beyond, indulging in the tastes and teases. You do not join them. Instead you hide yourself within a drape of sheets, staring at the few family photos you remembered to bring [...]]]></description>
				<content:encoded><![CDATA[<p>There is silence in a room. There is quiet in a hall. A dorm has been  abandoned, all patrons fleeing to the campus parties beyond, indulging  in the tastes and teases. You do not join them. Instead you hide  yourself within a drape of sheets, staring at the few family photos you  remembered to bring with you. The familiar faces peer back, captured in  far happier moments. You trace them all, wondering what your parents are  talking of now, what your siblings are happily arguing over. It&#8217;s been  months since you were able to see them. It&#8217;s been days since you could  spare the time for a telephone call.</p>
<p>You&#8217;re lonely &#8212; and the stress begins to build.</p>
<p>Separation from family members is among the most common causes of stress  among college students. A new environment (coupled with an unfortunate  distance from home) leaves many individuals overwhelmed, missing their  former routines and the conversations they could once give freely.</p>
<p>It is essential therefore that all students allow themselves to rely  still on their families, gaining the connections they so desperately  need. An education may be consuming but it can&#8217;t demand all seconds.  Instead young adults must use alternative forms of communication,  finding relief and reducing stress.</p>
<p>Consider:</p>
<p>One: Email. While technology may seem too impersonal, it can still offer  instant replies and easier letters. Receive daily motivations from  family members without inconveniencing them or yourself.</p>
<p>Two: Blogging. Create a site that you can update (as often as your  schedule allows). Post photos, videos and more that your family can see,  as well as comment on. Share stories virtually.</p>
<p>Three: Web Chats. When the miles are too long to offer constant visits,  you should look to web cameras to provide a stronger presence at home.  Schedule weekly chats, offering yourself a break from studying to simply  talk.</p>
<p>The stress of college can seem to be too great of a burden. Allow your family to ease it.</p>
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		<title>The Beginnings of Stress: College</title>
		<link>http://www.kemper.org/the-beginnings-of-stress-college.html</link>
		<comments>http://www.kemper.org/the-beginnings-of-stress-college.html#comments</comments>
		<pubDate>Fri, 24 Dec 2010 10:50:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Higher education]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=75</guid>
		<description><![CDATA[It’s a sudden revelation, offered as you stare into a mirror &#8212; your reflection isn’t familiar. It’s shaped instead to pain: bleak-eyed and exhausted, a figure plumped with unexpected weight. You are not yourself. You’ve been transformed by the demands of college, the stress and constant worry. There&#8217;s no trace of who you once were. [...]]]></description>
				<content:encoded><![CDATA[<p>It’s a sudden revelation, offered as you stare into a mirror &#8212; your  reflection isn’t familiar. It’s shaped instead to pain: bleak-eyed and  exhausted, a figure plumped with unexpected weight. You are not  yourself. You’ve been transformed by the demands of college, the stress  and constant worry. There&#8217;s no trace of who you once were. She&#8217;s been  lost to the campus trials.</p>
<p>And you aren’t certain how to find her again.</p>
<p>Stress is an unfortunate reality of pursuing higher education. It’s  offered to all students, stealing their enthusiasm, their desire to  learn. It brands them instead tired, unable to think as they once did.  And this can damage their ability to absorb information and offer the  necessary opinions.</p>
<p>The causes of stress must therefore be understood &#8212; if only so they can be properly countered:</p>
<p>One: Future Worries. It’s the end of childhood, the realization that a  life will no longer depend on the whims of families; and students begin  to panic, fretting over decisions they aren’t prepared to make. The  future looms before them and they don’t think they will ever be ready  for it. Stress is immediate and frantic.</p>
<p>Two: Academic Strain.  Education was once an easy thing &#8212; the occasional assignments, the fast  scan of books. Knowledge was earned quickly. But a university suddenly  demands endless pages, theories and dissertations. All classes are  filled to debate. Students can find themselves overwhelmed, unable to  cope with the burden. Stress occurs with every glimpse of a blackboard.</p>
<p>Three: Home Separation. A tiny dorm is tucked down an equally tiny  hall, stuffed with strangers and their bad habits. For many students the  notion of calling a campus home seems too much to bear. They miss their  familiar walls, the corners they mapped as children. College seems to  be chaotic. And loneliness is a stress they weren’t ready for.</p>
<p>Understand these causes and address them immediately. Find distraction; find relief; gain back your sense of self.</p>
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		<title>The Weight Worries: Stress</title>
		<link>http://www.kemper.org/the-weight-worries-stress.html</link>
		<comments>http://www.kemper.org/the-weight-worries-stress.html#comments</comments>
		<pubDate>Wed, 22 Dec 2010 10:49:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Dessert]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Weight loss]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=71</guid>
		<description><![CDATA[It begins as a simple indulgence &#8212; the hours have been so long and the lessons have been so unyielding. They&#8217;re a demand for patience and constant effort, and you need relief. So you seek comfort in food, wishing to gain a little hint of pleasure before you tackle philosophy again. Sweets are devoured; grease [...]]]></description>
				<content:encoded><![CDATA[<p>It begins as a simple indulgence &#8212; the hours have been so long and the  lessons have been so unyielding. They&#8217;re a demand for patience and  constant effort, and you need relief. So you seek comfort in food,  wishing to gain a little hint of pleasure before you tackle philosophy  again. Sweets are devoured; grease is consumed; and you feel&#8230; better  about studying. It seems to be less of a torture now, is rewarded  instead with taste.</p>
<p>But soon those tastes become expected: you spend every session stuffing  food into your mouth, countering the stress of books with calories. The  time becomes less daunting when it&#8217;s tamed with dessert&#8230; until you  glance into the mirror and see what havoc that dessert has wrought.</p>
<p>Your belly sags; your hips have widened; your chin seems to have gained a  twin. Your body is no longer as it was &#8212; it&#8217;s instead changed, with  the effects of stressful eating causing an increase of pounds. This is  not what you intended.</p>
<p>Too often do new students (wanting to combat the worries of school) rely  on food for aid. They seek the caffeine convenience, the rush of sugar.  And this causes an immediate reaction within the body, forcing sudden  gains of weight and a sudden loss of health.</p>
<p>It is essential therefore for students to understand the dangers of  stress eating and to instead craft proper habits for themselves:</p>
<p>One: Exercise. While time is limited, consumed by studying, there must  still be minutes offered to movement. Take at least one hour a day to  strenuously exercise.</p>
<p>Two: Schedule. Do not eat between pages, trying to do shove in as much  food as possible. Instead create a schedule and adhere to it, taking  study breaks when you must and focusing just on meals.</p>
<p>Three: Choose. Avoid bad decisions, such as junk food. Choose only nutritious snacks and healthy alternatives.</p>
<p>Students can control their bodies. They simply first must control their impulses.</p>
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		<title>The Credibility Concern: Online Sources</title>
		<link>http://www.kemper.org/the-credibility-concern-online-sources.html</link>
		<comments>http://www.kemper.org/the-credibility-concern-online-sources.html#comments</comments>
		<pubDate>Wed, 22 Dec 2010 10:32:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Dewey Decimal]]></category>
		<category><![CDATA[Dewey Decimal Classification]]></category>
		<category><![CDATA[Libraries]]></category>
		<category><![CDATA[Research]]></category>
		<category><![CDATA[Virtual world]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=39</guid>
		<description><![CDATA[There is one salvation for the year. There is one hope for the semester. Technology becomes your relief, allowing all of the research and information gathering to become an easy thing. College is dominated by the quest for proof: all theories must be validated; all reasons must be explained. And searching through the endless aisles [...]]]></description>
				<content:encoded><![CDATA[<p>There is one salvation for the year. There is one hope for the semester.  Technology becomes your relief, allowing all of the research and  information gathering to become an easy thing. College is dominated by  the quest for proof: all theories must be validated; all reasons must be  explained. And searching through the endless aisles of a library does  not appeal to you, demands too much time and offers too little  convenience. But the virtual world is one without limit &#8212; and you have  quickly learned the value of online sources. All facts can be found with  the press of a button.</p>
<p>Those same facts can be discovered as false later on, however.</p>
<p>All students wish to use the Internet for their research. It provides  fast answers and infinite possibilities. All sources can be viewed  without the struggle of pages, the Dewey Decimal woes. It is an  immediacy that can&#8217;t be denied. But it is also a potential concern.</p>
<p>Online sources often lack credibility. They are not censored, offered  verification and publisher assurances. Instead they can be given by  anyone at any time &#8212; without a guarantee of the information or its  accuracy. Text can be changed with a backspace command; statistics can  be altered. And this can lead to complications later, such as: incorrect  findings, impossible to cite materials and failing grades due to  improper research.</p>
<p>Students must therefore understand the worries of the Internet. It is to  be used as an aid, not as the defining element. All facts must be shown  to be true, not simply accepted as such. This demands more time offered  to chasing down sources and less to grinning about the ease of a  computer.</p>
<p>Recognize the value of technology but do not rely on it completely. Be  certain you also use books &#8212; which have been proven by their publishers  &#8212; to bolster your success. Mix the materials to earn the correct  information and to avoid misleading facts.</p>
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		<title>The Higher Education Advantage: Opportunities</title>
		<link>http://www.kemper.org/the-higher-education-advantage-opportunities.html</link>
		<comments>http://www.kemper.org/the-higher-education-advantage-opportunities.html#comments</comments>
		<pubDate>Mon, 20 Dec 2010 10:48:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Colleges and Universities]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Higher education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=65</guid>
		<description><![CDATA[Image by The CBI via Flickr A decision must be made &#8212; the values weighed most carefully, the benefits understood. You are questioning the need for a college education, wondering if it&#8217;s worth the effort and cost (those dollar amounts are truly staggering, leave you wincing with every glance). There can be, you believe, no [...]]]></description>
				<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 250px;">
<dt class="wp-caption-dt"><img title="CBI Higher Education taskforce meeting, London..." src="http://farm3.static.flickr.com/2514/3696939879_a7a5b485a1_m.jpg" alt="CBI Higher Education taskforce meeting, London..." width="240" height="113" /></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image by The CBI via Flickr</dd>
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<p>A decision must be made &#8212; the values weighed most carefully, the  benefits understood. You are questioning the need for a college  education, wondering if it&#8217;s worth the effort and cost (those dollar  amounts are truly staggering, leave you wincing with every glance).  There can be, you believe, no real purpose to a university. Its  offerings won&#8217;t be enough to sway. Its advantages won&#8217;t appeal. You  should require no degree within your lifetime, are certain good sense  and better talent will allow you to succeed. Offering time to books is  an idea without merit.</p>
<p>This isn&#8217;t true, however.</p>
<p>While none could deny that not every individual will need a college  education, none could also deny that it offers an obvious reward:  opportunities. Those who earn their degrees &#8212; proving their intellect  as well as their commitment to bettering themselves &#8212; will discover a  wealth of careers and promotion chances; much more so than those who  have nothing to offer but themselves.</p>
<p>Higher education (while admittedly costly) can provide a way for  students to achieve their goals in the future. By earning a major they  can become more appealing to employers, offering the knowledge needed to  impress. Careers can become suddenly available &#8212; given to those who  have earned the right to attempt them. An ability to generate better  income and stronger success is possible.</p>
<p>A company is far more than a singular manager, looming over cubicles. It  is instead a potential reward, with positions to offer the ones who are  able to handle them. But such positions are rarely given to those  without a degree. This is more than a simple slip of paper. It is  instead the strategies and experience that will allow individuals to  transition from student to corporate professional &#8212; and employers are  seeking out such professionals.</p>
<p>Higher education offers an immediate (and irreplaceable) value.  Understand the opportunities. Understand the potential reward. And use  them both to achieve all that you desire.</p>
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		<title>The Income Increase: Higher Education</title>
		<link>http://www.kemper.org/the-income-increase-higher-education.html</link>
		<comments>http://www.kemper.org/the-income-increase-higher-education.html#comments</comments>
		<pubDate>Sun, 19 Dec 2010 10:46:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Academic degree]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Higher education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=63</guid>
		<description><![CDATA[It&#8217;s the meager sum of a paycheck, the pennies earned through endless hours: you stare at your wages, wondering how so much effort could yield so little reward. A career was meant to be perfect; all days were to be kind. But you&#8217;ve discovered that the truth doesn&#8217;t seem to favor you &#8212; has left [...]]]></description>
				<content:encoded><![CDATA[<p>It&#8217;s the meager sum of a paycheck, the pennies earned through endless  hours: you stare at your wages, wondering how so much effort could yield  so little reward. A career was meant to be perfect; all days were to be  kind. But you&#8217;ve discovered that the truth doesn&#8217;t seem to favor  you &#8212; has left you instead with dollars that can barely sustain your  lifestyle and demands that can never be fulfilled. You work hard. You  receive little. And it simply isn&#8217;t&#8230; fair.</p>
<p>It is, however, to be expected.</p>
<p>You didn&#8217;t earn a degree. You didn&#8217;t finish your education. College  seemed like too great of a worry, forcing you to offer your time to  books and theories when you could instead make money. So you chose  immediacy over wisdom and now you fret over the cost.</p>
<p>It&#8217;s an unfortunate fact that those who refuse higher education will  earn considerably less in their lifetime than those who take advantage  of it. Incomes will offer a wide disparity &#8212; as of 2010, the average  salary for an individual without some form of college training is  $28,000 dollars a year. Those who have a degree, however, are able to  receive $45,000 dollars a year (and that is coupled with chances to earn  promotions and other opportunities). These numbers are staggering,  offering proof that universities aren&#8217;t the terrible wastes you once  believed them to be.</p>
<p>It is estimated that those with a degree (whether master, bachelor or  associate) will generate over one million dollars more over the course  their lives than those without. And such money is essential in times of  wavering economies and fickle markets. A college experience will  increase income and convenience, allowing individuals to focus on their  work and not their struggling bank accounts.</p>
<p>The advantage of higher education cannot be denied. It offers the  essential dollars and the chance to earn them more quickly and with less  effort. Choose a university and receive your reward.</p>
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		<title>Preparing for the Future: Education</title>
		<link>http://www.kemper.org/preparing-for-the-future-education.html</link>
		<comments>http://www.kemper.org/preparing-for-the-future-education.html#comments</comments>
		<pubDate>Fri, 17 Dec 2010 10:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Colleges and Universities]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[online degrees]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=61</guid>
		<description><![CDATA[Technology dominates &#8212; this is a truth that cannot be refused. The world is shaped by virtual communication, the offers of wireless information. All ideas are exchanged with the aid of screens and servers. You accept this, understand the value of computers, the software convenience. And you&#8217;re proud of your own abilities with it. You&#8217;ve [...]]]></description>
				<content:encoded><![CDATA[<p>Technology dominates &#8212; this is a truth that cannot be refused. The  world is shaped by virtual communication, the offers of wireless  information. All ideas are exchanged with the aid of screens and  servers. You accept this, understand the value of computers, the  software convenience. And you&#8217;re proud of your own abilities with it.  You&#8217;ve mastered the latest programs and commands. There is no language  you can&#8217;t generate, no scripts you can&#8217;t change. You&#8217;ve taught  yourself to control the hardware and all should therefore admire you.</p>
<p>But that admiration doesn&#8217;t come. Your quest for a career in the  technological fields is denied; your resume is rejected before it can  even be explained. You have no training to offer, beyond what you&#8217;ve  accomplished by yourself. And your education ended after high school.  College was never deemed necessary, after all. You could learn instead  on your own, could seek out all facts without the lectures and classroom  tedium.</p>
<p>But that assumption has cost you potential opportunities &#8212; because the  jobs you&#8217;re longing for are defined to degrees and, without one, you  can&#8217;t prove yourself worthy of them.</p>
<p>The reliance on computers has caused a sudden call for professionals.  Individuals who excel with programs, source codes, design and more are  poised to be essential in the years to come. Having a natural talent  with these notions is wanted. Expecting that talent to be enough to  sustain you, however, is foolish. Companies are demanding experience for  the positions they offer. They wish to ensure that only the best  candidates are being chosen &#8212; and not having a degree brands you as  inadequate. You lose the chance to even showcase your abilities.</p>
<p>It&#8217;s vital then for those seeking technological careers to have some  form of higher education. College must be part of the plan. Earn a  degree to earn the right to prove yourself. Conquer computers by  devoting time to school. The rewards are many and the refusals are  costly.</p>
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		<title>The Major Rewards</title>
		<link>http://www.kemper.org/the-major-rewards.html</link>
		<comments>http://www.kemper.org/the-major-rewards.html#comments</comments>
		<pubDate>Wed, 15 Dec 2010 10:43:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Majors]]></category>
		<category><![CDATA[Academic degree]]></category>
		<category><![CDATA[Computer science]]></category>
		<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=59</guid>
		<description><![CDATA[The future is going to be spectacular: this is the philosophy you cling to, an assurance you&#8217;ve given yourself. College will offer the necessary classes; a degree will be earned; and you&#8217;ll conquer the world. It will be an easy process, you are certain. But then you begin to research your chosen major &#8212; learning [...]]]></description>
				<content:encoded><![CDATA[<p>The future is going to be spectacular: this is the philosophy you cling  to, an assurance you&#8217;ve given yourself. College will offer the  necessary classes; a degree will be earned; and you&#8217;ll conquer the  world. It will be an easy process, you are certain.</p>
<p>But then you begin to research your chosen major &#8212; learning all of the  expectations, the requirements, the potential profits. What was meant to  be a perfect career is proving instead to be difficult. Considerable  effort will be demanded but only meager wages will be offered in return.  Your degree won&#8217;t provide you with the life you want. It will instead  leave you unsatisfied.</p>
<p>And you start to reassess the notion of majors entirely.</p>
<p>Students &#8212; in their quests to change the world, to find the ideal  existence &#8212; are often stunned to discover that not all degrees provide  the same values. Higher education isn&#8217;t a guarantee of success.  Certain careers may instead offer nothing beyond minimum rewards. It is  important then that all recognize what their majors can possibly earn  them and which are certain to grant better pay.</p>
<p>As of 2010 the most lucrative fields to consider are:</p>
<p>One: Engineering. Whether seeking out Petroleum, creating mining  equipment or manufacturing chemicals, engineering offers individuals a  promise of high payment. The average starting salary is $80,000 dollars.</p>
<p>Two: Computer Science. Those with a talent for source codes will find  much to celebrate. Majoring in this field could offer a starting point  of $67,000 dollars.</p>
<p>Three: Information Science. Careers centering around the organization &#8212;  and understanding &#8212; of information can provide economic aid.  Museology, library skills, paralegal activities and more can generate a  $55,000 starting salary.</p>
<p>The correct major should be a reflection of more than simple interest.  It should also offer certainty for the future. Understand the life you  intend to lead and see how a degree will assist it. Look to fields that  will provide the necessary wages and relief.</p>
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		<title>The Cost Concern</title>
		<link>http://www.kemper.org/the-cost-concern.html</link>
		<comments>http://www.kemper.org/the-cost-concern.html#comments</comments>
		<pubDate>Mon, 13 Dec 2010 10:42:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Higher education]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=56</guid>
		<description><![CDATA[Knowledge is power. This is a truth you&#8217;ve forever believed, a philosophy that has guided you. Each day was to be a quest for facts. Each page was to be mastered. You wanted all of the information you could find, certain that it would offer you a life worth having &#8212; one of the perfect [...]]]></description>
				<content:encoded><![CDATA[<p>Knowledge is power. This is a truth you&#8217;ve forever believed, a  philosophy that has guided you. Each day was to be a quest for facts.  Each page was to be mastered. You wanted all of the information you  could find, certain that it would offer you a life worth having &#8212; one  of the perfect career, the perfect wages, the perfect satisfaction. You  merely had to work hard and seek out your reward.</p>
<p>But that reward is proving more costly than you imagined &#8212; in your  pursuit for an education you have spent all of your savings; and a  degree is still years away from being earned, leaving you with no money  and far too much stress.</p>
<p>You begin to think that college was not the best of decisions.</p>
<p>Higher education is a desire most individuals have. To earn a major, to  gain strategy for the future, is seen as the obvious step to take. But  that step is expensive and, for some, the dollars they must offer will  not be compensated later. They&#8217;ll just be lost.</p>
<p>There can be no doubt that college is a worthwhile experience &#8212; for  most. There are some, however, who will not benefit from it. Those  seeking careers that do not require degrees (but instead rely on  hands-on experience and common sense) are not encouraged to toss their  cash toward classes and credits. The knowledge may be wanted but it is  not essential; and the cost can be too great.</p>
<p>The purpose of universities is to provide assistance for the future, to  allow individuals to gain the information they need. This is never  earned simply, however. Debt is common; loans are often required; and  only the top majors can combat this quickly. The true disadvantage of  higher education is its price &#8212; and some just can&#8217;t afford it.</p>
<p>All most therefore understand what their intentions for the future are and whether a degree will be a benefit or hindrance.</p>
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		<title>The Quest for Interest: Majors</title>
		<link>http://www.kemper.org/the-quest-for-interest-majors.html</link>
		<comments>http://www.kemper.org/the-quest-for-interest-majors.html#comments</comments>
		<pubDate>Sat, 11 Dec 2010 10:40:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[Experience point]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=54</guid>
		<description><![CDATA[You want to make money &#8212; this is a truth you would never deny, a reason you could never refuse. The world is defined to profits, to the exchange of pennies and credit. You wish to move within the economy and that demands a healthy bank account. And achieving this requires far more than luck, [...]]]></description>
				<content:encoded><![CDATA[<p>You want to make money &#8212; this is a truth you would never deny, a reason  you could never refuse. The world is defined to profits, to the  exchange of pennies and credit. You wish to move within the economy and  that demands a healthy bank account. And achieving this requires far  more than luck, you know. It instead needs the perfect major.</p>
<p>So you&#8217;re seeking a degree that will guarantee success. You want a  career that will generate rewards. You want a life filled to dollars. It  should be an easy thing, you believe, to earn the necessary education.  College will provide you with the methods to gain cash and convenience.</p>
<p>It will not, however, provide you with the way to find happiness &#8212; not  if you&#8217;re refusing to consider anything beyond the monetary values.</p>
<p>Choosing a major that will offer you a secure future is a noble goal  (and one you should always consider). Choosing a major that offers no  interest to you beyond funds, however, isn&#8217;t. You cannot shape your  life as a quest for money. It will offer no satisfaction.</p>
<p>You must instead consider degrees that reflect who you are and what you  wish to achieve. Your career should be defined to what makes you  content, not what simply offers rewards. Forcing yourself to endure year  after year of tedious work will eventually lead to regret &#8212; with you  questioning every decision, wondering if it&#8217;s too late to correct them  all.</p>
<p>There must be a reconciliation of the notions instead: understand what  your interests are; know what field would suit you best; and then see  how it can be applied to the world. Discover degrees that will offer the  intellectual stimulation you want while also providing the funds you  require. There should be no sacrifice of the two. There should only be  the knowledge that both are needed.</p>
<p>Major in what appeals to you. Earn wages by doing what you love.</p>
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		<title>The Minor Reward</title>
		<link>http://www.kemper.org/the-minor-reward.html</link>
		<comments>http://www.kemper.org/the-minor-reward.html#comments</comments>
		<pubDate>Thu, 09 Dec 2010 10:38:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Majors]]></category>
		<category><![CDATA[Minors]]></category>
		<category><![CDATA[Academic major]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=50</guid>
		<description><![CDATA[It&#8217;s a quest for credits &#8212; you&#8217;re seeking to complete your degree, to earn the necessary title. Success will soon be yours, you believe. You must merely offer a dissertation, receive your final grades. And then a major will be&#8230; finished. Opportunities will follow and a life will begin. But you notice a sudden excess [...]]]></description>
				<content:encoded><![CDATA[<p>It&#8217;s a quest for credits &#8212; you&#8217;re seeking to complete your degree,  to earn the necessary title. Success will soon be yours, you believe.  You must merely offer a dissertation, receive your final grades. And  then a major will be&#8230; finished. Opportunities will follow and a life  will begin.</p>
<p>But you notice a sudden excess of classes, the extracurriculars you  spiced your semesters with (ensuring that not all of your time was  consumed by business, the statistics and profit examinations). You&#8217;ve  received several extra credits &#8212; almost enough, you discover, to  achieve another degree. They would give you a minor complement; and you  wonder if it&#8217;s worth the effort to try and obtaining this.</p>
<p>It is.</p>
<p>Most students dismiss the notion of a minor. It&#8217;s believed to offer no  value, forcing more time &#8212; and money &#8212; to be offered to college. A  major, it&#8217;s assumed, will be enough. No other classes are needed.</p>
<p>This is not true, however. Individuals wishing to distinguish themselves  from the countless other applicants (all who can each provide identical  resumes and skills, who can offer the same desire to succeed) need more  than their majors. They instead need separate degrees that will prove a  broader knowledge and a willingness to do more than the minimal.</p>
<p>Minors allow all to explore abilities that can assist with their wanted  careers. Selecting a foreign language, for example, will enable a far  more comprehensive business strategy &#8212; offering international  possibilities and promotional consideration. The intention is to choose a  field that will work within the parameters of a major, helping to  bolster it in the eyes of employers.</p>
<p>It&#8217;s vital therefore for all students to consider obtaining a minor  degree. Often these require far less credits and can be earned  simultaneously with a major (without demanding too much time or effort).  These should reflect the intended career path and should offer  potential rewards for the future.</p>
<p>Choose a minor to aid the major.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=8b7499cd-dd75-4c74-9e6d-85b2906ab7c1" alt="" /></div>
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		<title>Dropping Out, Moving On: College</title>
		<link>http://www.kemper.org/dropping-out-moving-on-college.html</link>
		<comments>http://www.kemper.org/dropping-out-moving-on-college.html#comments</comments>
		<pubDate>Wed, 08 Dec 2010 10:37:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Mental Health]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=47</guid>
		<description><![CDATA[It wasn&#8217;t supposed to be like this: a university was to offer the essential experiences, the craved knowledge. Books were to be adored; lessons were to be learned; and all days were to be filled with the necessary truth. Instead, however, they have been tainted with pain. Stress defines each moment. There is no comfort [...]]]></description>
				<content:encoded><![CDATA[<p>It wasn&#8217;t supposed to be like this: a university was to offer the  essential experiences, the craved knowledge. Books were to be adored;  lessons were to be learned; and all days were to be filled with the  necessary truth. Instead, however, they have been tainted with pain.  Stress defines each moment. There is no comfort to find. It&#8217;s just an  endless cycle of worry and competition, the quest for better grades and  stronger achievements. There is no time to smile. There is no chance to  breathe. You are forever moving, trying to meet the many demands of your  professors, your peers and your own ego.</p>
<p>You don&#8217;t succeed. Instead you merely collapse &#8212; exhausted, fretting and wanting to escape.</p>
<p>This is a common sensation, shared among all students. College is meant  to be a relief: a chance to earn an education, as well as the wanted  social connections. But too often is it discovered to be an obligation;  and many are simply unprepared to handle the consequences.</p>
<p>Statistics do not favor students. They instead offer a bleak truth:  during the first year of schooling 33 percent of all young adults will  drop out; simply because they could not manage their many duties and  became overwhelmed. As the time continues, however, that number rises to  almost 50 percent, with nearly half of the entire population unable to  finish their education during their second and third years.</p>
<p>These results are worrisome &#8212; and proof that stress is a disease that  must be countered. If left untreated it will cause depression, anger and  the formation of poor life choices (such as over-eating, a lack of  sleep and obsessive studying). Students cannot sustain themselves under  these conditions. They will &#8212; and do &#8212; break.</p>
<p>It is essential therefore that all individuals seek help for their  concerns and try to alleviate them. Drop rates will contain to dismay if  stress is not understood as a danger and combated.</p>
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		<title>The Needed Routine: Stress Relief</title>
		<link>http://www.kemper.org/the-needed-routine-stress-relief.html</link>
		<comments>http://www.kemper.org/the-needed-routine-stress-relief.html#comments</comments>
		<pubDate>Tue, 07 Dec 2010 10:36:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Physical exercise]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Stress management]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=45</guid>
		<description><![CDATA[Sleep &#8212; that fleeting thing, remembered vaguely from childhood &#8212; has been replaced to studying. Meals &#8212; once essential and found at the table &#8212; are snatched between classes. And exercise &#8212; the movements and quick rewards &#8212; has been ignored completely, lost to the hunch of shoulders at a desk. College wasn&#8217;t meant to [...]]]></description>
				<content:encoded><![CDATA[<p>Sleep &#8212; that fleeting thing, remembered vaguely from childhood &#8212; has  been replaced to studying. Meals &#8212; once essential and found at the  table &#8212; are snatched between classes. And exercise &#8212; the movements and  quick rewards &#8212; has been ignored completely, lost to the hunch of  shoulders at a desk. College wasn&#8217;t meant to be so stressful. It was  assumed instead to be easy, with an education earned through happy  debates and happier pages. Now, however, you realize the truth: there&#8217;s  no time for pleasure; there is only time to panic.</p>
<p>No student can escape the strains of stress. In a world that demands  academic excellence young adults will find themselves trying to be the  best of the very best; and this requires exhaustive nights and far  longer days. All seconds are offered to studying and the pressure grows.</p>
<p>This must be stopped &#8212; and establishing a routine is the best way to achieve that.</p>
<p>Stress is fueled by worry. When you cannot control your life it becomes  an excess of complications, each seemingly worse than the last. This  causes anxiety and fear, with all efforts then intensified to succeed.  It&#8217;s a cycle that can&#8217;t persist.</p>
<p>A routine therefore must be begun.</p>
<p>Order breeds convenience. You must chart out your life, setting rules  for your sleeping, eating and exercising habits (all of which you&#8217;ve  ignored throughout the semester). Allow yourself at least seven hours of  consecutive dreaming each day. Go to bed and rise at the same time,  creating a schedule for your body to follow. Eat three meals a day,  making certain they aren&#8217;t shoved into your mouth as you&#8217;re walking  to another lecture. Take time instead to sit and relax. And be certain  you allow yourself one hour of exercising each afternoon. Use this as a  break from studying and a chance to clear your mind.</p>
<p>Form a routine that allows you to step back from the madness and to simply&#8230; think.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=bbf4165c-de30-47b7-8d81-8378c440c0d9" alt="" /></div>
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		<title>The Social Connections: Battling Stress</title>
		<link>http://www.kemper.org/the-social-connections-battling-stress.html</link>
		<comments>http://www.kemper.org/the-social-connections-battling-stress.html#comments</comments>
		<pubDate>Mon, 06 Dec 2010 10:34:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Mental Health]]></category>
		<category><![CDATA[Stress]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=43</guid>
		<description><![CDATA[Words are sprawled before you &#8212; page after unfortunate page, a blur of ink and information. You sit, exhausted, at your desk, trying to understand what you have read so many times. But the meanings won’t offer themselves to you. They instead become obscure, forcing you to attempt them once more. And you are so [...]]]></description>
				<content:encoded><![CDATA[<p>Words are sprawled before you &#8212; page after unfortunate page, a blur of  ink and information. You sit, exhausted, at your desk, trying to  understand what you have read so many times. But the meanings won’t  offer themselves to you. They instead become obscure, forcing you to  attempt them once more. And you are so very&#8230; tired. A study session  was meant to last only through the afternoon; but the night has come and  you&#8217;re still struggling to absorb the text. It will be hours, you know,  before you’ll finish. There is too much to do and too much to  comprehend.</p>
<p>Your friends offer no sympathy for this, however.  They instead demand that you talk with them, join their easy games. You  refuse, certain that they’ll only distract, force you to forget all  you’ve learned. You’re worried over exams and dissertations. The stress  is too high to bother with social connections.</p>
<p>This assumption &#8212; though common &#8212; is incorrect.</p>
<p>College is a collection of little terrors, the demands for perfection.  Stress therefore is all too easy to become burdened with. It&#8217;s reported  that over 70 percent of all students admit to being overwhelmed; and  most of these individuals believe that their friends must be ignored  when they study. All focus must be given to books.</p>
<p>This isn’t true: if only because such focus will bring exhaustion.</p>
<p>Stress is to be battled with relief. Individuals must offer themselves  distractions  to break the monotony. When hour after hour is given to  pages, the information will cease to have relevancy &#8212; and the result  will be anxiety, the need to study harder. The cycle feeds itself.</p>
<p>Pauses must be utilized instead, with all seeking social connections.  Go for a walk with friends. Laugh at a shared joke. Seek out a meal. The  interludes don&#8217;t have to be long but they do need to be experienced.  They will ease the stress and allow a mind to focus once again.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=71ee1d8c-8973-4963-834b-7bf77afe67f6" alt="" /></div>
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		<title>Remain Calm: College Stress Survival</title>
		<link>http://www.kemper.org/remain-calm-college-stress-survival.html</link>
		<comments>http://www.kemper.org/remain-calm-college-stress-survival.html#comments</comments>
		<pubDate>Sun, 05 Dec 2010 10:33:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Mental Health]]></category>
		<category><![CDATA[Stress]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=41</guid>
		<description><![CDATA[The world must be ending. This is the only explanation you can offer for the terror of your days, the constant tragedies &#8212; university life has forced you to battle depression, anger and tedium. Each moment has been shaped to stress and its endless forms. There is no relief to discover. There is no joy [...]]]></description>
				<content:encoded><![CDATA[<p>The world must be ending. This is the only explanation you can offer for  the terror of your days, the constant tragedies &#8212; university life has  forced you to battle depression, anger and tedium. Each moment has been  shaped to stress and its endless forms. There is no relief to discover.  There is no joy to find. All hours are instead panicked, with you  scurrying about to gain the needed knowledge, trying to keep pace with  your peers (who all seem able to cope with their problems without  gnawing through their pens and biting at their fingernails). You are  overwhelmed. And you&#8217;re certain you will never be happy again.</p>
<p>Such a thought is not true, even if it is understood.</p>
<p>Students suffering from worry often believe themselves to be beyond  salvation. All moments are deemed terrible &#8212; with tension chasing every  step, branding each attempt to succeed a failure. Stress breeds more  stress. This is an unfortunate fact. And, when young adults are overcome  by their emotions, they only intensify those emotions. It becomes a  vicious cycle.</p>
<p>It is imperative therefore for all students to remember one simple rule:  stay calm. College is challenging. This can&#8217;t be refuted. But it  becomes infinitely more difficult when you devote yourself to fretting.  Stress is to be expected; brooding about it, however, is not.  Individuals must instead find ways to reduce their concerns &#8212; whether  through exercising, social connections or even seeking counseling. The  intention is to steady nerves and ease the burden.</p>
<p>Life within a university will not be the convenience you&#8217;ve always  wished it to be. It will demand time, effort and sanity. You must still  recognize when stress is becoming too great, however, and do all you can  to alleviate it. And the first step in this process is to not allow it  to consume your thoughts. This will only heighten the worry and  exacerbate the problem.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=1ea92072-66e6-40b2-9075-20082e94eb45" alt="" /></div>
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		<title>Virtual Libraries: Finding Sources</title>
		<link>http://www.kemper.org/virtual-libraries-finding-sources.html</link>
		<comments>http://www.kemper.org/virtual-libraries-finding-sources.html#comments</comments>
		<pubDate>Fri, 03 Dec 2010 10:28:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Libraries]]></category>
		<category><![CDATA[Library]]></category>
		<category><![CDATA[Library and Information Science]]></category>
		<category><![CDATA[Public library]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=32</guid>
		<description><![CDATA[Image via Wikipedia It was meant to be a convenience &#8212; a library waited in the center of the campus, promising endless aisles and infinite pages. All resources were to be found within it, offering the necessary truths, the philosophic questions. You had only to ask for a title and it would be given to [...]]]></description>
				<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 310px;">
<dt class="wp-caption-dt"><img title="The Public Library of Police County in Police,..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/23/Pce_Wik_SDC16439.JPG/300px-Pce_Wik_SDC16439.JPG" alt="The Public Library of Police County in Police,..." width="300" height="400" /></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image via Wikipedia</dd>
</dl>
</div>
</div>
<p>It was meant to be a convenience &#8212; a library waited in the center of  the campus, promising endless aisles and infinite pages. All resources  were to be found within it, offering the necessary truths, the  philosophic questions. You had only to ask for a title and it would be  given to you: ensuring success for your dissertation, providing the  essential credibility. A grade would be earned through validation (as  well as your own cleverness. Your words had proven to be spectacular).</p>
<p>But, as you move now through the many rows, you find yourself&#8230;  confused. A book was meant to be discovered. Information was to be  offered. You have yet to receive it, though. The pages you&#8217;re  searching for are&#8230; gone.</p>
<p>The library has failed you &#8212; and this is all too common.</p>
<p>Traditional sources are incomplete, limited by their size and the  constant arrival of students (all wishing to look for the same titles as  you do). Journals can be checked out, misplaced or simply forgotten.  And the facts you need can be lost with astonishing ease.</p>
<p>It is essential therefore that you remember the existence of online  libraries. Look for directories. These offer massive collections of  materials &#8212; all of which can be accessed directly from your computer.  Journals, papers, historical information and more can be viewed (and  printed as needed). There is no need to trudge through the campus,  taking the risk that the sources won&#8217;t be waiting for you. Directories  instead offer instant success; and they should be utilized by all  students.</p>
<p>It should be noted that these virtual libraries do not typically store  works of fiction (though poetry can be seen). Individuals requiring more  than academic works may find the process challenging. Those who simply  need published papers, however, will be able to obtain them.</p>
<p>For students who are burdened by college and its many demands  directories can serve as worthy alternatives &#8212; simplifying the research  process and offering relief.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=c5429c30-9700-40a3-a4b1-533a1c307db7" alt="" /></div>
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		<title>The Major Switch</title>
		<link>http://www.kemper.org/the-major-switch.html</link>
		<comments>http://www.kemper.org/the-major-switch.html#comments</comments>
		<pubDate>Thu, 02 Dec 2010 10:26:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Majors]]></category>
		<category><![CDATA[Academic major]]></category>
		<category><![CDATA[Academic term]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=28</guid>
		<description><![CDATA[It seemed to be the ideal solution: a major had been chosen, was assumed to be perfect. You would study what you love; you would gain a degree. The process would be easy (and rewarding). This was your assumption. But, as the semester unraveled, you realized just how wrong you were. The credits were confusing. [...]]]></description>
				<content:encoded><![CDATA[<p>It seemed to be the ideal solution: a major had been chosen, was assumed  to be perfect. You would study what you love; you would gain a degree.  The process would be easy (and rewarding). This was your assumption.</p>
<p>But, as the semester unraveled, you realized just how wrong you were.  The credits were confusing. The topics were tedious. And the required  courses did not appeal. Your once flawless major was instead a failure  &#8212; and you worried then that you couldn&#8217;t change it. Your intentions  had already been offered. Your counselors had been informed. There was  nothing to do, you believed, but to accept your mistake.</p>
<p>The only mistake, however, was believing you had no other choices.</p>
<p>College is filled with uncertainties, the fickle experiences. Choosing a  major is rarely the ease students think it to be. Most (an estimated 55  percent) young adults will discover that their initial impulses were  wrong &#8212; with the expected careers offering no value after just a few  courses. Switching intentions is needed therefore to find a better  alternative.</p>
<p>Many students, however, believe this can&#8217;t be done, or that it will  require far too much effort. The truth favors convenience, though.  Majors can be changed with ease. This desire must simply be declared to  counselors before the beginning of a new semester, enabling the proper  steps to be taken. New classes will be selected; credits can be shifted;  and a schedule will change.</p>
<p>It should be noted that most colleges expect a major to be declared  before a student&#8217;s third year. Changes after this are exceedingly rare  (as well as difficult). It&#8217;s wise therefore to expose yourself to a  variety of classes, learning what you truly enjoy. Recognize your  strengths and weaknesses, tailoring the coursework to them. This will  spare you confusion later on.</p>
<p>Switching majors is possible &#8212; and should offer no concern. There is  time to understand what you desire and what you wish to achieve.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=0d7574c6-cd55-48e4-93ca-53db7c39d820" alt="" /></div>
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		<title>Seeking Aid: Stress</title>
		<link>http://www.kemper.org/seeking-aid-stress.html</link>
		<comments>http://www.kemper.org/seeking-aid-stress.html#comments</comments>
		<pubDate>Wed, 01 Dec 2010 10:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Online Learning]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Mental Health]]></category>
		<category><![CDATA[Stress]]></category>

		<guid isPermaLink="false">http://kemper.org/?p=26</guid>
		<description><![CDATA[The days are impossibly long and the nights are impossibly lonely. Hours shift into worries. Minutes blur, slow. This is the pattern you&#8217;ve stumbled into &#8212; one of sad sensations and poor moments. College was meant to be a simple process, understood as essential for your future. But it&#8217;s become a collection of overwhelming demands [...]]]></description>
				<content:encoded><![CDATA[<p>The days are impossibly long and the nights are impossibly lonely. Hours  shift into worries. Minutes blur, slow. This is the pattern you&#8217;ve  stumbled into &#8212; one of sad sensations and poor moments. College was  meant to be a simple process, understood as essential for your future.  But it&#8217;s become a collection of overwhelming demands and a complete lack  of patience. You have no time for anything but your studies. You have  no smiles to give. Every thought is offered to lessons, and the result  is tension.</p>
<p>You&#8217;re tired. You&#8217;re angry. You are simply stressed.</p>
<p>And you don&#8217;t know what to do about it.</p>
<p>The transition from living at home to arriving at a campus leaves many  students stunned &#8212; unable to find their much needed relief, struggling  to balance the classroom efforts. And the stress of the situation  quickly builds, offering depression and concern. They become undone by  their own desires to succeed; and they think such feelings must be  accepted, that they can&#8217;t be countered.</p>
<p>They can. It simply requires consulting a counselor.</p>
<p>It&#8217;s estimated that 70 percent of all students become burdened by their  college life within their first year. Of that vast majority, however,  only 30 percent are willing to speak to a therapist. Most refuse, afraid  of the stigmas attached to mental care, believing no value can be won.</p>
<p>This isn&#8217;t true.</p>
<p>There are many benefits to seeking out a counselor. These individuals  can offer the necessary advice and compassion &#8212; providing solutions to  stress and ensuring that students don&#8217;t become victims of the semesters.  Techniques are offered to relieve worry; and confidences are secured.  This is professional help and privacy is respected. No young adult  should fear becoming the subject of teases.</p>
<p>There&#8217;s danger in refusing to asking for aid from others. Stress can  lead to violent outbursts, depression and even suicidal thoughts. A  counselor will enable you to combat these feelings and gain back your  sense of sanity.</p>
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